PPI Reclaiming successes and failures

robbedofmymoney

di3004 wrote: »

Not posted my update yet, so here goes......, Lloyds sent out a letter of a revised amount on the 18th which was last week, I contacted them today and they had told me this, they then go on to say if we do not receive the "acceptances" by Thursday is to let them know.

We have a few loan ppi's going with them and these are so far on the 2 of those.

Originally they did send an offer prior to these and it was the only and final decision all in one, so did not even get the chance to have our say or to give further information if we wanted to.
But.......
because they did not actually have a finding for every reason we gave and they made a few mistakes on loan dates and amounts, I wrote back to tell them about these issues.
We were then told they were looking at them all over again.

Since then they have confirmed they have revised the offers as they looked at the letter with our reasons all over again.

Am thankful they have done this because originally it was the final one and they did give the usual details/leaflets of the FOS.

So now hoping its a better offer at least.
Fingers crossed.;)

hopefully it will be aq good offer :beer:

robbedofmymoney

psautd wrote: »

Thank you Martin Lewis,:money:

3 years ago this site was pointed out to me by a friend for money off vouchers etc.

Little did I know that I was about to have an unexpected windfall or 2 or 3 or 4 you get the point.:j

As a stupid Teenager I got myself into massive problems with Loans & credit cards (as many do):(

I took out 3 Loans and a credit card with ABBEY/SANTANDER and a Loan & Credit Card with EGG, All of which had PPI.

I had these over around a 10 Year period, But was still able to reclaim back all the Money Plus interest .
I had a Pacemaker implanted at the age of 18 and beleived I was protected by the PPI incase of any problems,This is untrue as you are not protected against any illness you already have.
All the sales people were interested in was telling me what was covered and not what wasn't :mad: they also failed to ask me any questions regarding my health and this made all the policys mis-sold.

All I did was complete Template letters and post them off to the Banks. The responses were pretty quick but all came back negative claiming I should have read the smallprint.
I then forwarded all the information I had which in some cases was just the letter of response to the Financial Ombudsmen and slowly but surely things moved forwards.

3 years on I have 5 out of 6 of my claims repaid at £5000

Whatever your reasons, you have nothing to lose by trying. All it will cost you is a little time and a couple of stamps at the most.

I would advise against using these companys that will do it for you at a cost as it soooo Easy to do it yourself for next to nothing!.

Good Luck to all.:T

well done, you got your money back

:j:j:j:j:j

robbedofmymoney

285741 wrote: »

hi
contacted my bank last week and told to phone back next week but my claim has been upheld, my question is the ppi i claimed for, my loan was paid in full 3 years ago but can they take my refund towards a loan i have since taken out as i could really do with the money

well done on your success :beer::beer:

robbedofmymoney

DCR wrote: »

I wrote using the templates. This was for last 5 years on credit cards.

Alliance & leicester (part of MBNA) are paying back all contributions - some £1500. :j

MBNA wrote refusing payback! (Asking for £6000) Two different Case Managers.

I'm getting back to ask explanation of difference!
Think I've a good case here.
I'll threaten Ombudsman & see what happens.
Thanks Martin

well doen on getting your money back form A & L, keep going with MBNA and i'm sure you'll get that back too
:T:T

darrenk_3

Hi all got a letter today from barclays saying they have upheld my claim for ppi and are offering me £3605.66 which they have paid into my account.Im over the bloody moon.thanks to martin and his team and the people who have offered me the best advice.

maxdp

Well done to you darrenk. Really pleased for you.

di3004

darrenk wrote: »

Hi all got a letter today from barclays saying they have upheld my claim for ppi and are offering me £3605.66 which they have paid into my account.Im over the bloody moon.thanks to martin and his team and the people who have offered me the best advice.

Darren this is great news :T:T
Well done and Congratulations, so happy for you.:beer::j:j

Di

darrenk_3

thank you so much di,im shaking here.lol.
thanks again di for all of your great advice.

di3004

darrenk wrote: »

thank you so much di,im shaking here.lol.
thanks again di for all of your great advice.

lol bless you Darren :rotfl::D, I bet you feel shocked, .

Your most welcome hun, just so pleased and happy for you.:beer:X

darrenk_3

maxdp wrote: »

Well done to you darrenk. Really pleased for you.

thank you maxdp.:rotfl::).