PPI Reclaiming successes and failures

lucieloo

thanks. does that mean the ppi payments i made or all of the original ppi that was added to the loan as i settled early. ps sorry to be a pain

sunnygirls

lucieloo wrote: »

thanks. does that mean the ppi payments i made or all of the original ppi that was added to the loan as i settled early. ps sorry to be a pain

you will have had a rebate when you settled early ,so i would just count on getting what you had paid in plus interest and your certainly not a pain ... god ive asked loads of questions since i started reclaiming
Have they said how long for calculations ???

lucieloo

they have said 14 days. im so chuffed things never go my way lol and this site rocks

sunnygirls

lucieloo wrote: »

they have said 14 days. im so chuffed things never go my way lol and this site rocks

Lol yes it does i originally came on here looking for supermarket coupons in August last year i have now claimed back around 10,000, the people are so friendly and so willing to give advice ,i tell everyone about this site
Sunny

marshallka

lucieloo wrote: »

hi all just got in from work, and got a letter from bos for an aa loan i had in 2003. they have said they have decided to pay me back to put me in the position i would be if i hadnt had ppi. no figures yet as they say they will contact me in due course.i only wrote to them a week ago. im so pleased. thanks for all your help as i wouldnt have done this without reading this site. just a quick question does that mean i should receive all my ppi back?

Hi lucieloo, from the wording it seems that they are redressing all the PPI you paid and this is exactly as FOS would expect from a firm for misselling. Just a heads up though, have they mentioned the 8% statutory interest for being deprived of the monies? If they have not then did you ask for it in the reclaim letter? If you did then perhaps you could ask that they pay you this too.:) FOS ask for it awarded.

lucieloo

hi no they have not mentioned the 8% yet but i have not received the final figures yet. but when i do i will thanks

joncow75

What were you reclaiming: HSBC loans PPI
Who was the provider: HSBC
How much did you get back: £1652.53
Did you get it back after a letter or did you go to the Financial Ombudsman: letter


Waiting for the letter confirmation on this but having spoken to someone at HSBC today they have confirmed they are upholding my claim on a couple of loans when I already had cover through HSBC!!! As a valued customer (erm yeah right) they would be refunding me. Obviously i want to see the breakdown on this first, but as I wasn't sure what i'd paid and was expecting around £350 for 1 loan and no idea on the other, this looks like a good amount. I have an £850 overdraft in place%

EllBee

lucieloo wrote: »

thanks. does that mean the ppi payments i made or all of the original ppi that was added to the loan as i settled early. ps sorry to be a pain

Hi lucieloo,

Congratulations on your win against AA/BOS! I posted details of my win yesterday (page 409) and repayment of my PPI includes premiums paid, refund of interest paid and interest at 8%. The letter states that I should be receiving my cheques within 28 days. Can't wait!!! :j

Well done!! :T

EllBee

di3004 wrote: »

Ellbee, hiya hunni how are you?:A

Wow, well done and Congratulations, that is fantastic :beer::T:T your very welcome X

OMG one already........:eek:, where have the time gone?
It does not seem that long ago when she was just a wee few weeks old.......:j, a Very Happy Birthday to your beautiful granddaughter......sorry its late.....hope she had a lovely time.
:bdaycake::j:j:).XXXXXXXXX

Hi Di,

I'm really well thank you and I hope you and your family are too! I'm much better now I can look forward to a stress and debt free future!! What a result eh?

Thanks for your birthday wishes to Hannah. She's growing so fast and its unbelievable that a year has passed already.

I know I keep saying it but a big thank you for all your support over these past couple of years. You guys have kept me going!!! :A

xxxxx

lucieloo

thanks ellbee. i must say aa/bos have been very quick with their decision but only as quick in taking the money in the first place lol. well done on your win too.