PPI Reclaiming successes and failures

beth3735

• What were you reclaiming: Loan
• Who was the provider: Lloyds
• How much did you get back: £1159
• Did you get it back after a letter or did you go to the Financial Ombudsman: I got it back after 1 letter.
• I sent a letter to Lloyds for 2 Loans, This is the 1st payment for 1 loan. The letter was sent on the 16th of October and they took less than 2 months to issue payment as its in my bank this morning ! They have also accepted Liability for the other loan just awaiting calculations.

Thank you so much especially to DI who has helped me out with all my questions as I was new to all of this. :T:T:j:j

Plus I also got back £100 good will offer from MBNA, as It was an online application I didnt really have a good leg to stand on, But even so £100 is better than nothing

I will update when my 2nd Loan comes through xx

marshallka

SHOULDI wrote: »

Hi,

I just helped my mother in law, claw back over £3500 from Lloyds TSB for PPI misselling a 10k loan she took out six years ago! She is absolutely over the moon. Really happy that one hours worth of time it took to type and send a letter has brought her so much joy using a template I found on MSE. I love this site!

I'm hoping for a nice xmas gift...

I hope this is enough encouragement for anyone thinking about doing it.

Thanks MSE!

SHOULDI

Well done and I bet your mother in law is so pleased and proud of you too.:T:beer:

di3004

SHOULDI wrote: »

Hi,

I just helped my mother in law, claw back over £3500 from Lloyds TSB for PPI misselling a 10k loan she took out six years ago! She is absolutely over the moon. Really happy that one hours worth of time it took to type and send a letter has brought her so much joy using a template I found on MSE. I love this site!

I'm hoping for a nice xmas gift...

I hope this is enough encouragement for anyone thinking about doing it.

Thanks MSE!

SHOULDI

Fantasic, well done :T:T and Congratulations.:beer::j:j

di3004

beth3735 wrote: »

• What were you reclaiming: Loan
• Who was the provider: Lloyds
• How much did you get back: £1159
• Did you get it back after a letter or did you go to the Financial Ombudsman: I got it back after 1 letter.
• I sent a letter to Lloyds for 2 Loans, This is the 1st payment for 1 loan. The letter was sent on the 16th of October and they took less than 2 months to issue payment as its in my bank this morning ! They have also accepted Liability for the other loan just awaiting calculations.

Thank you so much especially to DI who has helped me out with all my questions as I was new to all of this. :T:T:j:j

Plus I also got back £100 good will offer from MBNA, as It was an online application I didnt really have a good leg to stand on, But even so £100 is better than nothing

I will update when my 2nd Loan comes through xx

WOW, brilliant.....:T:T
Well done and Congratulations :beer::beer:

And your very welcome, so pleased for you.:A;)XXX

donotpassgo_2

Today we received a final response from MBNA they have offered as a gesture of goodwill an immediate refund to hubbys account for premiums paid and associated interest. £1596:beer:
I am however requesting a breakdown.

Thank you to all the back up with good advice from the angels of this forum:A

marshallka

donotpassgo wrote: »

Today we received a final response from MBNA they have offered as a gesture of goodwill an immediate refund to hubbys account for premiums paid and associated interest. £1596:beer:
I am however requesting a breakdown.

Thank you to all the back up with good advice from the angels of this forum:A

Brilliant donotpassgo...:T:T:T

di3004

donotpassgo wrote: »

Today we received a final response from MBNA they have offered as a gesture of goodwill an immediate refund to hubbys account for premiums paid and associated interest. £1596:beer:
I am however requesting a breakdown.

Thank you to all the back up with good advice from the angels of this forum:A

Well done and Congratulations to you hunni.:beer::T:beer::j:j

Well deserved indeed.:beer: XXX

pinknico

donotpassgo wrote: »

Today we received a final response from MBNA they have offered as a gesture of goodwill an immediate refund to hubbys account for premiums paid and associated interest. £1596:beer:
I am however requesting a breakdown.

Thank you to all the back up with good advice from the angels of this forum:A

Congratuations, MBNA are not the easiest to get a result with.x:j

flizz2

I started writing to HSBC in January time this year to reclaim my partners loan protection (think the loan was originally for £25k) - went through all the template letters but had to go to the ombudsman as HSBC weren't interested!

He received a letter yesterday offering £4250 ish including interest to settle the claim without admission of liability - result!

di3004

flizz2 wrote: »

I started writing to HSBC in January time this year to reclaim my partners loan protection (think the loan was originally for £25k) - went through all the template letters but had to go to the ombudsman as HSBC weren't interested!

He received a letter yesterday offering £4250 ish including interest to settle the claim without admission of liability - result!

Fab :T:T:j:j
Well done and Congratulations.:beer::beer: