PPI Reclaiming successes and failures

maxdp

showergirl wrote: »

Could you tell me when you took out the card and how long your claim took.

Well done on your win

The card was taken out in about 2003 the PPI suddenly appeared on the account in I believe 2006. I took it to the FOS and it took about 11 months.

maxdp

Alleycat and clarky123

Very well done to you both.

EllBee

Hi all,

Just a quick post to update my situation. Well, there's nothing really to update as I'm STILL WAITING!!!! My complaint has been with the FOS now for 16 months and with the Ombudsman for 9 months. I can honestly say I am now officially fed up with this waiting game. Still not getting any response from the FOS despite letters, emails and phone calls. :mad::mad::mad:

Not happy. :sad: Grrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrr!!!!!

EllBee

di3004

Jay2010 wrote: »

After a nervous 8 week wait, HSBC have upheld my claim and have paid £11500.00 into my account after restructuring my loan at my local branch. I have to say that HSBC have been very easy to deal with and have kept me informed through every step of the process.

I advise everyone that was mis sold their PPI policies to claim it back because it is OUR money!

Hi there

Thanks for your advice, it will help loads here......:beer:

And WOW Congratulations, well done !:T:beer::T

di3004

EllBee wrote: »

Hi all,

Just a quick post to update my situation. Well, there's nothing really to update as I'm STILL WAITING!!!! My complaint has been with the FOS now for 16 months and with the Ombudsman for 9 months. I can honestly say I am now officially fed up with this waiting game. Still not getting any response from the FOS despite letters, emails and phone calls. :mad::mad::mad:

Not happy. :sad: Grrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrr!!!!!

EllBee

Hiya Ellbee

So sorry they have not resolved this yet......hope they get on with this real soon, despite that, hope you and your family are well.;):AXX

KT21_2

ntskylife wrote: »

Hi All

Just wanted to give you an update from Barclays PPI. I got the usual 8 week stall letter where they advised they need another four weeks. So off to the FOS the letters and documents went. So I guess I just have to sit and wait now. Thanks

Hi There
Barclays are an absolute nightmare to deal,as far as i'm aware they do this delaying tactic with everyone(myself included)I Started my claim in October 08 and got exactly nowhere except the same'more time needed '
letters.
I took mine to FO in January and last month an adudicator found in my favour-surpise surprise ,Barclays disagreed with this and it went to the Ombudsman who agreed with the adjudictor .Barclays now have 28 days to contact me to advise how much the refund is and rearrange my loan.I'm almost there but its been a long hard slog.

di3004

KT21 wrote: »

Hi There
Barclays are an absolute nightmare to deal,as far as i'm aware they do this delaying tactic with everyone(myself included)I Started my claim in October 08 and got exactly nowhere except the same'more time needed '
letters.
I took mine to FO in January and last month an adudicator found in my favour-surpise surprise ,Barclays disagreed with this and it went to the Ombudsman who agreed with the adjudictor .Barclays now have 28 days to contact me to advise how much the refund is and rearrange my loan.I'm almost there but its been a long hard slog.

Hi hun

Good luck, not long now, so fingers crossed.;)X

EllBee

di3004 wrote: »

Hiya Ellbee

So sorry they have not resolved this yet......hope they get on with this real soon, despite that, hope you and your family are well.;):AXX

Hi Di,

I hope they get on with it soon too!! :eek: I'm trying to be very patient though my patience is running out rapidly now! Apart from that the family are all well thanks. The baby's now 8lbs 10oz!!! She's 15 weeks old so still very small for her age but making up for it by being very demanding and making herself heard!!! Bless her! Hope you and your family are all well. XX

Beatlefan

Nicky9 wrote: »

I received a letter from A&L stating I could possibly reclaim the PPI I've been paying on an existing loan. I wrote back & have been told A cheque will arrive for around £430 (don't have letter to hand). The loan has now been cancelled & a new loan set up for the balance.

The balance of the old loan was £4,202.10 with 6 payments left - the new loan with the latest interest rate now has a balance of £4,728.36 with 7 payments left, an additional £526.26. Less the cheque they're sending me I'll be out of pocket by approx £100.00

If you're claiming on an existing loan, make sure you don't get stung by these greedy bankers.

Sorry to hear about this, Nicky. Di will be able to advise you better, but I thought they had to put you back in the position you would have been in before PPI was applied, not make you worse off. Hope you get it sorted.

di3004

EllBee wrote: »

Hi Di,

I hope they get on with it soon too!! :eek: I'm trying to be very patient though my patience is running out rapidly now! Apart from that the family are all well thanks. The baby's now 8lbs 10oz!!! She's 15 weeks old so still very small for her age but making up for it by being very demanding and making herself heard!!! Bless her! Hope you and your family are all well. XX

Hiya hun.

Its a very long time you have been waiting, i feel for you, I just hope they do get on with this very soon, still keeping it all crossed for you.;)

Wow the baby is doing very well, that is excellent news :T:T, she is doing very well indeed.:A She sounds like a right little character lol, bless her.....:D;)XX

Not too bad here thanks hun, and hope the next news you hear from the FOS, will be the news you've been waiting for all this time.:AXXXX