PPI Reclaiming successes and failures

mollymoo96

In 2004 i paid off a loan we had with endeavour finance I remember being shocked at the time to discover how much ppi we had to pay we repaid the loan early.The thing is apart from an old statment showing payment to it I have no other paper work on it. Can I write to the company and request info on it or is it too late any advice would be great :T

di3004

mollymoo96 wrote: »

In 2004 i paid off a loan we had with endeavour finance I remember being shocked at the time to discover how much ppi we had to pay we repaid the loan early.The thing is apart from an old statment showing payment to it I have no other paper work on it. Can I write to the company and request info on it or is it too late any advice would be great :T

Hi there

I also had a loan with Endeavour in 2004, paid it completely off in 2005, who actually sold you the loan, was it arranged by a broker?

For the paperwork, for the cheapest way, you can just request for a copy of the agreement by writing to Endeavour, enclose a £1 postal order or cheque payment, they should supply this to you by 12 days.

For even more paperwork, then its the SAR if required at a later date, you will find a SAR template on the thread with details.

Write to the ones who arranged this first in regards of reclaiming, and take it from there.
Follow the link here with more info and templates.
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

You will find though that they will get back to let you know they were not under jurisdiction, covered by GISC or the FSA, where the FOS are not able to deal with complaints not covered by these regulators, however, give it a go, you may get more luck than me.;)

Good luck.

squaps

I have recently recived a total of £1780 of PPI that had been miss sold to me. This contains Two loans from Alliance & Leicester and One from Bank Of Ireland ( post office);-

Alliance & Leicester
£8000 loan which had finished, recieved back £730
£4000 loan still running, recieved back £150

Bank Of Ireland
£1000 loan which had finished, recieved back £900.

mollymoo96

yes it was arranged by a broker do you think a reclaim company for this one may have more luck I also have a egg credit card that i,m sending off this week my first letter

di3004

squaps wrote: »

I have recently recived a total of £1780 of PPI that had been miss sold to me. This contains Two loans from Alliance & Leicester and One from Bank Of Ireland ( post office);-

Alliance & Leicester
£8000 loan which had finished, recieved back £730
£4000 loan still running, recieved back £150

Bank Of Ireland
£1000 loan which had finished, recieved back £900.

Congratulations, well done!
:beer::T:beer:

di3004

mollymoo96 wrote: »

yes it was arranged by a broker do you think a reclaim company for this one may have more luck I also have a egg credit card that i,m sending off this week my first letter

You then write to the broker.

If you don't mind me asking can you tell me who the broker was?
Its best to make sure the broker is still up and running first.

Good luck with EGG too, post up if you need any help.;)

mollymoo96

hfs i think

mollymoo96

I have been having a look at some paper work and had forgotten we had a halifax loan we only had for 11 months that had ppi on it . it was paid off in 2005 Is it worth reclaiming

di3004

mollymoo96 wrote: »

hfs i think

Hi

I would write to them then, these were regulated in 2001, so you may be okay here in case your case has to be moved on to the FOS.

Do you have any paperwork at all from the brokers?

204483 - HFC Bank Limited

AuthorisedEffective Date:01/12/2001Address:North Street
Winkfield
Windsor
Berkshire
SL4 4TD
Phone:
Fax:
Email:
Website:
- 01344 890000
- 01344 890014
[EMAIL="john.rivers@hfcbank.co.uk"]john.rivers@hfcbank.co.uk[/EMAIL]

You could always email them as well to make sure it were these then send a letter in to reclaim, maybe SAR these also.

di3004

mollymoo96 wrote: »

I have been having a look at some paper work and had forgotten we had a halifax loan we only had for 11 months that had ppi on it . it was paid off in 2005 Is it worth reclaiming

Yes definately, if you have reason it was mis sold to you.;)