PPI Reclaiming successes and failures

aayush

hi I have just received a letter from MBNA and the are only giving me £3.85 for PPI can i challenge this amount as think it is to little what should I do

[Deleted User]

aayush wrote: »

hi I have just received a letter from MBNA and the are only giving me £3.85 for PPI can i challenge this amount as think it is to little what should I do

If you have documentary proof that you paid more then you can contest. Do remember that you are only refunded what you actually paid (or the amount the Bank still hold records of).
If you have no proof that you paid more there is little you can do. Don't spend all the money at once!

aayush

Moneyineptitude wrote: »

If you have documentary proof that you paid more then you can contest. Do remember that you are only refunded what you actually paid (or the amount the Bank still hold records of).
If you have no proof that you paid more there is little you can do. Don't spend all the money at once!

well if no proof but not sure how the came the amount as am sure was paying more when took it out so why the small amount

I will try not to spend it all at once need a few more quid to clean the car so may hang for that

lou_to_you

Hi all,have sent off my complaints for mortgage ppi...was wondering if anybody had any luck with the chelsea building society?...:o

[Deleted User]

aayush wrote: »

well if no proof but not sure how the came the amount as am sure was paying more when took it out so why the small amount

You can ask them for a breakdown of their calculations..

aayush wrote: »

I will try not to spend it all at once need a few more quid to clean the car

lingee

HSBC
Two Loans over 10 years ago
Reclaim LOTS!!
Used templates


So there I was, knowing I'd had PPI on two loans, over 10 years ago, and knowing that I'd claimed. Friends of mine got 18k back (after 6k deduction from the 3rd party co that they'd used) and now I wondered about mine. No I thought. Best not. I have a loan with them and lots of other stuff. They'll tell me that they don't want me as a customer.
Then they said no to a mortgage. Hell hath no fury as a gal denied so I went to your page, downloaded the template and asserted that i thought I'd not get my loans if I didn't buy the PPI (very true) and sent the form off.
Interesting to note at this point that I only gave them my account number.
Four weeks later (and on my birthday dontcha know) I got a letter offering me £16704.37!!!

OMGEEEE!!!!!!!!!!!!!!

I love you Martins Money. To the moon and back!

:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

isotope_2

Here's one for everyone to chew over.
I have just started a PPI claim with the bank of Scotland for a small personal loan i took out sept 2007. I ended up cleatring the loan down early in december 2008. After speaking to the girl on the phine she confimrmed i was paying PPI. from sept 2007 until July 09. I cleared the loan in december 08 but they were still taking mioney for another 6 months - the swines!

isotope_2

isotope wrote: »

Here's one for everyone to chew over.
I have just started a PPI claim with the bank of Scotland for a small personal loan i took out sept 2007. I ended up cleatring the loan down early in december 2008. After speaking to the girl on the phine she confimrmed i was paying PPI. from sept 2007 until July 09. I cleared the loan in december 08 but they were still taking mioney for another 6 months - the swines!

Loan was for £2.5k - anybody have a rough idea what I might get back?

amersall

isotope wrote: »

Loan was for £2.5k - anybody have a rough idea what I might get back?

You will get back the whole PPI amount (not the loan amount), the interest on the PPI and the 8%, they will take the rebate back that they gave you on early settlement.

isotope_2

amersall wrote: »

You will get back the whole PPI amount (not the loan amount), the interest on the PPI and the 8%, they will take the rebate back that they gave you on early settlement.

Thanks for replying.

raging that I cleared the loan earlier but they still were charging me ppi until the july

I didnt think I would get 2.5k back but was wondering if anybody could guessedimate what I might get back from 2.5k loan.