PPI Reclaiming successes and failures

bigspectre

Have done fairly well with Lombard Direct who are dealt with by RBS, ppi Customer concerns team
Retail Compliance,
5th floor,
1 Hardman Boulevard,
Manchester
M3 3 AQ


All your complaints to above address
cheque for £4370.58 `6 May 2012

bigspectre

Have done well with claims from MBNA Europe Bank Limited,
PO BOX 1004, Chester Business Park, Chester, CH 4 9 WW


All your complaints to above address

cheque for £6168.09 received on 1/6/12 in respect of 3 loans with them.

bigspectre

Did fairly well with a claim against Ulster Bank
received a cheque for £275.00 even though I had claimed twice from their policy. They just deducted what I had claimed from what they eventually gave me.


all complaints

Ulster Bank Limited
Complaint Handling Centre,
Danesfort
Stranmillis Road
Belfast BT95JB

bigspectre

another nice cheque from Bank of Scotland
PO Box 761
Leeds
West Yorkshire,
LS1 9JF

This was in respect of an AA credit card with them


cheque received for £5364.16 on 12 May 2012

bigspectre

Small cheque M&S Money, Kings Meadow, Chester, CH99 9FB

all your complaints to above

cheque £919.79 received 28/08/12

bigspectre

Received a cheque for £1300 from Canada Square Operations,
PO Box 4903 Worthing BN993AR 21.8.13


This was from June 2000 for an EGG loan from Prudential Banking so send all your complaints to above address as they deal with this now. I did not even have an account number so you will still be on record.

wasawasa

-taff wrote: »

it means exactly what it says. They will have to exitimate how much you spent, and how much you were charged for PPI.

Thanks Taff to quote the letter it says the FOS expect HSBC to make some reasonable assumptions about the account based on what it knows about the spending habits and the effect of ppi on the accounts of its overall customer base, in order to make an offer of fair compensation. This sounds to me like they have to look at not only our account? is this correct, if so this is what i dont understand and how can they calculate what they will pay us by looking at other accounts, could this work in our favour? Anyway at least we will get more than the insulting first offer.

Jimmel

I never thought of claiming on my mis-sold PPI policies because I thought I was way out of time. My husband and I took out loans and credit cards in the mid 80's to mid 90's with PPI policies which we did not need. After reading Martin's advice on his website I thought I'd give it a go. All I had were account numbers and nothing else. Within 2 months we've had almost £16,000 paid back to us. What I hadn't realised was, that the banks also include ppi policies on any previous loans etc. which were consolidated. So when I gave Lloyd's bank one account number, they checked all previous connected accounts and we received nearly £13,000 from them. Barclay's, however are a little more tricky and we are forwarding this one to the ombudsman.... Happy Days.... Thank you MSE

bigspectre

What got me started on reclaiming PPI was a letter from Welcome Finance stating that I might be owed PPI. I think this is what all firms are meant to do but none of them will cough up money unless they have do. Welcome have pulled out of NI and I am not sure if they are still around.
I filled out the forms and sent them to

WFSL Customer Services Team
Welcome Finance,
PO BOX 10950
Sandringham House
Harlow CM20 9JF
Send your questionnaires to there

I received a cheque for £1357 so hats off to them for not shirking their responsibilities

bigspectre

Forgot to add this one earlier
small cheque £776.82 from 2000

questionnaires to RBS Customer Concerns Team
Retail Compliance
5th floor
1 Hardman Boulevard
Manchester M3 3AQ


found that RBS were the quickest to pay out