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PPI Reclaiming successes and failures
Comments
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- :jI took out a loan of £12000 with HFC in 2002. They sold me PPI but did not state how much this would cost anywhere on the agreement. After viewing this site I decided to try and claim back the PPI. It has taken over a year but I have finally received over £9000 including interest after the financial ombudsman became involved. I couldn't believe it even though I was told ppi from HFC was very expensive I never guessed I would receive such a large amount but I am going to have a holiday and enjoy a worry free christmas. I would urge everyone to try this, it's about time the banks got a taste of their own medicine. :j
Well done0 -
Hello I hope you are all well this lovely sunny Saturday!! (im sure that will change)
As you may remember i am claiming against Picture Finance (almost £8500) for my PPI that was added to the term of my loan, Picture has ceased trading and my complain has been passed to FSCS, i had not heard from them for a long time so i wrote and asked if they could provide me with an update- they wrote back and said that they are still waiting for something to happen with Picture before they are able to review the claims and possibly offer compensation, does anyone know how long everything could take, i am really fed up of everything and we are due to have a £2k rebate from them what do we do about that??
hope to hear soon
Claire xx0 -
Hi Claire
Raining where i am but hope your sunshine lasts. Sorry you have had to wait so long to hear from them and I hope somebody will be able to update you with some positive news.:mad:0 -
Have put extra information under the sticky "How FOS calculate refunds" Concerning settlement of Loans etc and a link on there too.:mad:0
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:j Just recieved a letter this morning saying they are offering a full refund , can't believe it after just 1 letter .Can anyone tell me how much total cash price of ppi £4184.45 add £2920.27 interest total payable £7104.72 added at beginning of loan feb 05 policy hfc cancelled policy in dec 08 as we had defaulted . They have applied for ccj from northampton county court and we have to go to local court beginning of may . Hfc say refund will take 6 to 8 weeks how will this effect our ccj . Thanks martin would never have done this without you :money::j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j. For anyone else thinking of trying GO FOR IT YOU HAVE NOTHING TO LOOSE . :j:j:j:j:j0
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:jcho8925873 wrote: »:j Just recieved a letter this morning saying they are offering a full refund , can't believe it after just 1 letter .Can anyone tell me how much total cash price of ppi £4184.45 add £2920.27 interest total payable £7104.72 added at beginning of loan feb 05 policy hfc cancelled policy in dec 08 as we had defaulted . They have applied for ccj from northampton county court and we have to go to local court beginning of may . Hfc say refund will take 6 to 8 weeks how will this effect our ccj . Thanks martin would never have done this without you :money::j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j. For anyone else thinking of trying GO FOR IT YOU HAVE NOTHING TO LOOSE . :j:j:j:j:j
WOW, this is wonderful, so happy for you, Congratulations and Well done !
I am not sure if this will effect the CCJ, hopefully someone who have been in this postion will confirm, good luck with this bit.
:beer::T:beer::T:j:jXThe one and only "Dizzy Di"0 -
cho8925873 wrote: »:j Just recieved a letter this morning saying they are offering a full refund , can't believe it after just 1 letter .Can anyone tell me how much total cash price of ppi £4184.45 add £2920.27 interest total payable £7104.72 added at beginning of loan feb 05 policy hfc cancelled policy in dec 08 as we had defaulted . They have applied for ccj from northampton county court and we have to go to local court beginning of may . Hfc say refund will take 6 to 8 weeks how will this effect our ccj . Thanks martin would never have done this without you :money::j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j. For anyone else thinking of trying GO FOR IT YOU HAVE NOTHING TO LOOSE . :j:j:j:j:j
Oh well done that is wonderful and really pleased for you.:j:j:beer::beer::mad:0 -
cho8925873 wrote: »:j Just recieved a letter this morning saying they are offering a full refund , can't believe it after just 1 letter .Can anyone tell me how much total cash price of ppi £4184.45 add £2920.27 interest total payable £7104.72 added at beginning of loan feb 05 policy hfc cancelled policy in dec 08 as we had defaulted . They have applied for ccj from northampton county court and we have to go to local court beginning of may . Hfc say refund will take 6 to 8 weeks how will this effect our ccj . Thanks martin would never have done this without you :money::j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j. For anyone else thinking of trying GO FOR IT YOU HAVE NOTHING TO LOOSE . :j:j:j:j:j
Well done that's great news:j:j0 -
cho8925873 wrote: »:j Just recieved a letter this morning saying they are offering a full refund , can't believe it after just 1 letter .Can anyone tell me how much total cash price of ppi £4184.45 add £2920.27 interest total payable £7104.72 added at beginning of loan feb 05 policy hfc cancelled policy in dec 08 as we had defaulted . They have applied for ccj from northampton county court and we have to go to local court beginning of may . Hfc say refund will take 6 to 8 weeks how will this effect our ccj . Thanks martin would never have done this without you :money::j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j. For anyone else thinking of trying GO FOR IT YOU HAVE NOTHING TO LOOSE . :j:j:j:j:j0
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