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PPI Reclaiming successes and failures

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Comments

  • Gez01
    Gez01 Posts: 10 Forumite
    di3004 wrote: »
    Hi,

    I'm sure the ombudsman will sort them out now.;)
    I understand how frustrating this must be for you, because you want this over and done with, I'm sure it will all be worth it in the end.;)
    Fingers crossed. X

    Thank you

    It is very frustrating but i've waited this long!!
  • showergirl
    showergirl Posts: 885 Forumite
    escana wrote: »
    1. :jI took out a loan of £12000 with HFC in 2002. They sold me PPI but did not state how much this would cost anywhere on the agreement. After viewing this site I decided to try and claim back the PPI. It has taken over a year but I have finally received over £9000 including interest after the financial ombudsman became involved. I couldn't believe it even though I was told ppi from HFC was very expensive I never guessed I would receive such a large amount but I am going to have a holiday and enjoy a worry free christmas. I would urge everyone to try this, it's about time the banks got a taste of their own medicine. :j
    What a great win. I hope you enjoy it.
    Well done
  • funkyc27
    funkyc27 Posts: 108 Forumite
    Hello I hope you are all well this lovely sunny Saturday!! (im sure that will change)
    As you may remember i am claiming against Picture Finance (almost £8500) for my PPI that was added to the term of my loan, Picture has ceased trading and my complain has been passed to FSCS, i had not heard from them for a long time so i wrote and asked if they could provide me with an update- they wrote back and said that they are still waiting for something to happen with Picture before they are able to review the claims and possibly offer compensation, does anyone know how long everything could take, i am really fed up of everything and we are due to have a £2k rebate from them what do we do about that??
    hope to hear soon
    Claire xx
  • maxdp
    maxdp Posts: 3,873 Forumite
    Hi Claire

    Raining where i am but hope your sunshine lasts. Sorry you have had to wait so long to hear from them and I hope somebody will be able to update you with some positive news.
    :mad:
  • maxdp
    maxdp Posts: 3,873 Forumite
    Have put extra information under the sticky "How FOS calculate refunds" Concerning settlement of Loans etc and a link on there too.
    :mad:
  • :j Just recieved a letter this morning saying they are offering a full refund , can't believe it after just 1 letter .Can anyone tell me how much total cash price of ppi £4184.45 add £2920.27 interest total payable £7104.72 added at beginning of loan feb 05 policy hfc cancelled policy in dec 08 as we had defaulted . They have applied for ccj from northampton county court and we have to go to local court beginning of may . Hfc say refund will take 6 to 8 weeks how will this effect our ccj . Thanks martin would never have done this without you :money::j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j. For anyone else thinking of trying GO FOR IT YOU HAVE NOTHING TO LOOSE . :j:j:j:j:j
  • di3004
    di3004 Posts: 42,579 Forumite
    edited 11 April 2009 at 10:58AM
    :j
    cho8925873 wrote: »
    :j Just recieved a letter this morning saying they are offering a full refund , can't believe it after just 1 letter .Can anyone tell me how much total cash price of ppi £4184.45 add £2920.27 interest total payable £7104.72 added at beginning of loan feb 05 policy hfc cancelled policy in dec 08 as we had defaulted . They have applied for ccj from northampton county court and we have to go to local court beginning of may . Hfc say refund will take 6 to 8 weeks how will this effect our ccj . Thanks martin would never have done this without you :money::j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j. For anyone else thinking of trying GO FOR IT YOU HAVE NOTHING TO LOOSE . :j:j:j:j:j


    WOW, this is wonderful, so happy for you, Congratulations and Well done !
    I am not sure if this will effect the CCJ, hopefully someone who have been in this postion will confirm, good luck with this bit.
    :beer::T:beer::T:j:jX
    The one and only "Dizzy Di" :D
  • maxdp
    maxdp Posts: 3,873 Forumite
    cho8925873 wrote: »
    :j Just recieved a letter this morning saying they are offering a full refund , can't believe it after just 1 letter .Can anyone tell me how much total cash price of ppi £4184.45 add £2920.27 interest total payable £7104.72 added at beginning of loan feb 05 policy hfc cancelled policy in dec 08 as we had defaulted . They have applied for ccj from northampton county court and we have to go to local court beginning of may . Hfc say refund will take 6 to 8 weeks how will this effect our ccj . Thanks martin would never have done this without you :money::j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j. For anyone else thinking of trying GO FOR IT YOU HAVE NOTHING TO LOOSE . :j:j:j:j:j

    Oh well done that is wonderful and really pleased for you.:j:j:beer::beer:
    :mad:
  • showergirl
    showergirl Posts: 885 Forumite
    cho8925873 wrote: »
    :j Just recieved a letter this morning saying they are offering a full refund , can't believe it after just 1 letter .Can anyone tell me how much total cash price of ppi £4184.45 add £2920.27 interest total payable £7104.72 added at beginning of loan feb 05 policy hfc cancelled policy in dec 08 as we had defaulted . They have applied for ccj from northampton county court and we have to go to local court beginning of may . Hfc say refund will take 6 to 8 weeks how will this effect our ccj . Thanks martin would never have done this without you :money::j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j. For anyone else thinking of trying GO FOR IT YOU HAVE NOTHING TO LOOSE . :j:j:j:j:j

    Well done that's great news:j:j
  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    cho8925873 wrote: »
    :j Just recieved a letter this morning saying they are offering a full refund , can't believe it after just 1 letter .Can anyone tell me how much total cash price of ppi £4184.45 add £2920.27 interest total payable £7104.72 added at beginning of loan feb 05 policy hfc cancelled policy in dec 08 as we had defaulted . They have applied for ccj from northampton county court and we have to go to local court beginning of may . Hfc say refund will take 6 to 8 weeks how will this effect our ccj . Thanks martin would never have done this without you :money::j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j. For anyone else thinking of trying GO FOR IT YOU HAVE NOTHING TO LOOSE . :j:j:j:j:j
    :j:j:jthat is good news, well done, i dont know how this will affect your ccj, but i am sure someone will be along to help you with this, they are all :Aon here.
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