PPI Reclaiming successes and failures

maxdp

Hazelj25 wrote: »

I have requested someone call me back, as I don't expect to pay more !

Oh good. Goodwill gesture needs further looking into.

MoneySavingSarah_3

Hi all

Just had my go away letter from HSBC :mad:

As they said, they do have something that has my signature on it that says that the bank advised me not to take the ppi on my loan. it also states that i already had adequate cover in place for it (which i didnt). what i cant understand is why they got me to sign this bit of paper (that i promise that i did not knowingly sign this document - signature looks like it has been scanned, so i might question the authenticity of it by asking to see the wet ink copy)

di3004

MoneySavingSarah wrote: »

Hi all

Just had my go away letter from HSBC :mad:

As they said, they do have something that has my signature on it that says that the bank advised me not to take the ppi on my loan. it also states that i already had adequate cover in place for it (which i didnt). what i cant understand is why they got me to sign this bit of paper (that i promise that i did not knowingly sign this document - signature looks like it has been scanned, so i might question the authenticity of it by asking to see the wet ink copy)

Hi Sarah

They are fobbing you off by the looks of it, don't give up and if that was the first response, get back to them, put them right.

If that was the final response, did they suggest the FOS?

ctnboi

i wrote off to burtons and topman to ask them to refund all the ppi i had paid for. topman paid up after 1 letter- £120.
however, burtons are saying that they didnt mis-sell it to me and that, after 2 letters they were doing no more.
they said also that the FOS has no jurisdiction over them.
what should i do now?

di3004

ctnboi wrote: »

i wrote off to burtons and topman to ask them to refund all the ppi i had paid for. topman paid up after 1 letter- £120.
however, burtons are saying that they didnt mis-sell it to me and that, after 2 letters they were doing no more.
they said also that the FOS has no jurisdiction over them.
what should i do now?

Well done on your Topman's case, :beer::T:beer:.

Its always the blinking same, when they were not regulated, they fob off :mad: its as if they believe you have no direction to take this, but other than that, speak to the CAB, see if they can suggest anything on this actual case.
I would say check with the FLA (Financial leasing association), you cannot guarantee they help, but maybe it could be worth you contacting them to see if they can.
http://www.fla.org.uk/fla/

Good luck.;)X

EllBee

di3004 wrote: »

Yes at last.........:T:T, well done and Many congratulations.
:beer::T:beer:.

Hope you hear soon of the other as well hun, you've waited long enough.
Hope your well and your lovely family.:A;)XX

Thanks Di. I hope I'll hear soon too!

The family are all fine. Baby went home last week, now weighs 4lbs 12oz! Doing really well though, thank God! Grandsons at their Dad's for a few days so no babysitting this weekend. What on earth will I do with myself??!!!!!! :rolleyes: Hope you're well. It's lovely to see your posts. You're always so encouraging! As are all the other amazing people on this site! I'd probably never have gone for this reclaiming had I not read of so many successes. Now I can happily count myself amongst them!!! Brilliant. This Loans.co.uk one though will really be a cause for celebration if I ever hear from them!!!!! :mad:

EllBee

amersall wrote: »

:j:j:j:jthats brill chuffed to bits for you:j:j:j:j

Thank you! As I just said to Di in another post, if it wasn't for you fantastic people on here I might not have gone for reclaiming but seeing all the successes and the positive encouragement from people like you I did it and succeeded!!! One up on the banks for a change!!!

Thanks again. :j:beer:

maxdp

EllBee wrote: »

Thank you! As I just said to Di in another post, if it wasn't for you fantastic people on here I might not have gone for reclaiming but seeing all the successes and the positive encouragement from people like you I did it and succeeded!!! One up on the banks for a change!!!

Thanks again. :j:beer:

Well done and good for you we are always here to help and back you up. In any way we can.

di3004

EllBee wrote: »

Thanks Di. I hope I'll hear soon too!

The family are all fine. Baby went home last week, now weighs 4lbs 12oz! Doing really well though, thank God! Grandsons at their Dad's for a few days so no babysitting this weekend. What on earth will I do with myself??!!!!!! :rolleyes: Hope you're well. It's lovely to see your posts. You're always so encouraging! As are all the other amazing people on this site! I'd probably never have gone for this reclaiming had I not read of so many successes. Now I can happily count myself amongst them!!! Brilliant. This Loans.co.uk one though will really be a cause for celebration if I ever hear from them!!!!! :mad:

Hi hun

Awe there's sweet.......and doing very well with the weight also :A.

So you have some quiet over the weekend then ?, Why not come on here if you want to lol .

We all love to help as much as we can, and I am grateful for everyone helping me through my cases as well, your right they are all wonderful and amazing on here.:T Thank you for your lovely comments.;)

That would be lovely for you, to hear from the FOS in regards of loans.co.uk, hope it will be soon. XXX

amersall

Hazelj25 wrote: »

I wrote to direct line / rbs requesting PPI insurance to be refunded as the advisor made out I could only get a loan if I took this out etc. They agreed to give me £750 as a goodwill gesture but claim they were not at fault - not going to complain and accepted especially the way RBS are at the moment. Wrote to direct line requesting PPI to be removed from the remainder of my term (12 months) and they have written to me and it seems my monthly payments would have increased by £60 a month!!! not a happy bunny

what a fob off- dont accept a good will gesture and not from the bank of the public, please fight this and get what is rightfully yours,why would they give you a goodwill gesture? to hope you go away, so dont give them the satisfaction, please keep us posted, they know they are at fault so you go for it