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PPI Reclaiming successes and failures

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Comments

  • Hi all,

    I happened to stumble across this fantastic site when I was told by a friend you can get 2 4 1 meal vouchers. When I came on I saw reclaim £1000s (my eyes lit up) and when I read into it I realized that the company egg whom I have a loan and credit card with where mentioned. So after some reading I sent my ppi claim letter to egg a very very simple letter downloaded from this site, with no reason of why I was claiming other than then because they had been fined by the fsa. I sent it recorded delivery and within a few days I received a letter dated 06/03/09 saying they had received my claim and they would look into it and reply within 8 weeks.

    17 days later YES 17 days later I checked my account and my loan has been reduced by £2150.51 and monthly payments have dropped by £91.21. All this from one letter and £1.08 recorded delivery!!

    I have since sent a claim for my credit card so fingers crossed.

    I would like to thank Martin and everyone involved in this site and everyone helping others get there claims sorted as if I hadn’t read a few of the stories I would have never tried to claim myself……. So glad I did….!!

    Thanks Again
  • maxdp
    maxdp Posts: 3,873 Forumite
    johnny1802 wrote: »
    Hi all,

    I happened to stumble across this fantastic site when I was told by a friend you can get 2 4 1 meal vouchers. When I came on I saw reclaim £1000s (my eyes lit up) and when I read into it I realized that the company egg whom I have a loan and credit card with where mentioned. So after some reading I sent my ppi claim letter to egg a very very simple letter downloaded from this site, with no reason of why I was claiming other than then because they had been fined by the fsa. I sent it recorded delivery and within a few days I received a letter dated 06/03/09 saying they had received my claim and they would look into it and reply within 8 weeks.

    17 days later YES 17 days later I checked my account and my loan has been reduced by £2150.51 and monthly payments have dropped by £91.21. All this from one letter and £1.08 recorded delivery!!

    I have since sent a claim for my credit card so fingers crossed.

    I would like to thank Martin and everyone involved in this site and everyone helping others get there claims sorted as if I hadn’t read a few of the stories I would have never tried to claim myself……. So glad I did….!!

    Thanks Again

    well done Johnny really pleased for you:beer:
    :mad:
  • di3004
    di3004 Posts: 42,579 Forumite
    johnny1802 wrote: »
    Hi all,

    I happened to stumble across this fantastic site when I was told by a friend you can get 2 4 1 meal vouchers. When I came on I saw reclaim £1000s (my eyes lit up) and when I read into it I realized that the company egg whom I have a loan and credit card with where mentioned. So after some reading I sent my ppi claim letter to egg a very very simple letter downloaded from this site, with no reason of why I was claiming other than then because they had been fined by the fsa. I sent it recorded delivery and within a few days I received a letter dated 06/03/09 saying they had received my claim and they would look into it and reply within 8 weeks.

    17 days later YES 17 days later I checked my account and my loan has been reduced by £2150.51 and monthly payments have dropped by £91.21. All this from one letter and £1.08 recorded delivery!!

    I have since sent a claim for my credit card so fingers crossed.

    I would like to thank Martin and everyone involved in this site and everyone helping others get there claims sorted as if I hadn’t read a few of the stories I would have never tried to claim myself……. So glad I did….!!

    Thanks Again


    Wow Johnny
    Well done to you, great news.:beer: :T :beer:

    Di
    X
    The one and only "Dizzy Di" :D
  • Lian1969
    Lian1969 Posts: 72 Forumite
    Hi
    Just had a letter from the FOS.We have won our case against First Plus:D
    Just wondered if anone can help with Calculations.
    PPI Premium was £6146. early settlement 14 months ago and took the loan out in 2006.
    Thanks Martin for everything.
    Lian:D :D :T
  • di3004
    di3004 Posts: 42,579 Forumite
    Lian1969 wrote: »
    Hi
    Just had a letter from the FOS.We have won our case against First Plus:D
    Just wondered if anone can help with Calculations.
    PPI Premium was £6146. early settlement 14 months ago and took the loan out in 2006.
    Thanks Martin for everything.
    Lian:D :D :T


    Congratulations Lian, this is great news, well done.
    :beer: :T :beer: :T

    Di
    X
    The one and only "Dizzy Di" :D
  • I took out a loan with HFC several years ago. I followed the advice and letters on the website and at first my application was turned down. I used the template letter to ask that my request be reconsidered and after a couple of months ( and 2 VERY polite telephone calls to their office) I received a total refund of my PPI including interest to the value of £4850. I highly recommend that you follow the advice given, be polite and be patient.
  • di3004
    di3004 Posts: 42,579 Forumite
    I took out a loan with HFC several years ago. I followed the advice and letters on the website and at first my application was turned down. I used the template letter to ask that my request be reconsidered and after a couple of months ( and 2 VERY polite telephone calls to their office) I received a total refund of my PPI including interest to the value of £4850. I highly recommend that you follow the advice given, be polite and be patient.

    Wow, well done to you, this is wonderful news.:T
    Congratulations.:beer: :T :beer: .

    Di
    X
    The one and only "Dizzy Di" :D
  • cho8925873
    cho8925873 Posts: 37 Forumite
    Hi di
    when did you send first letter to hfc have just sent one to them and wondered how long it takes ;)
  • di3004
    di3004 Posts: 42,579 Forumite
    cho8925873 wrote: »
    Hi di
    when did you send first letter to hfc have just sent one to them and wondered how long it takes ;)

    Hi hun

    Hmmm, oh dear, its been a while now and I'm no longer dealing with this company, as I have a solicitor instead, but it was actually the FOS who sent the details off for me, because I did not hear from HFC direct I contacted the FOS who then told me, it was the insurer I had to contact and not HFC, as this was about the rebate and not mis selling.

    However I think at one time when I did write or email them it was 2 weeks or so when I heard back from them, but that was not to do with a complaint but to do with insurance terms and conds.

    Did you post by recorded delivery?

    Hopefully you should hear soon hun and I think there are many on here who have experience with this company.;)
    The one and only "Dizzy Di" :D
  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    johnny1802 wrote: »
    Hi all,

    I happened to stumble across this fantastic site when I was told by a friend you can get 2 4 1 meal vouchers. When I came on I saw reclaim £1000s (my eyes lit up) and when I read into it I realized that the company egg whom I have a loan and credit card with where mentioned. So after some reading I sent my ppi claim letter to egg a very very simple letter downloaded from this site, with no reason of why I was claiming other than then because they had been fined by the fsa. I sent it recorded delivery and within a few days I received a letter dated 06/03/09 saying they had received my claim and they would look into it and reply within 8 weeks.

    17 days later YES 17 days later I checked my account and my loan has been reduced by £2150.51 and monthly payments have dropped by £91.21. All this from one letter and £1.08 recorded delivery!!

    I have since sent a claim for my credit card so fingers crossed.

    I would like to thank Martin and everyone involved in this site and everyone helping others get there claims sorted as if I hadn’t read a few of the stories I would have never tried to claim myself……. So glad I did….!!

    Thanks Again
    :T:T:Texcellent well done:T:T:money:
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