PPI Reclaiming successes and failures

di3004

morganv6 wrote: »

What were you reclaiming: Personal loan
Who was the provider: NatWest
How much did you get back: £5,847
Did you get it back after a letter or did you go to the Financial Ombudsman: Got it back after a PPI claim form sent to Natwest
I really didn't expect to get anything back at all!! I took a loan out in 2001 or 2002, for around £12k if I remember correctly. I clearly remember saying I didn't want the PPI, but was told I had to or I couldn't have the loan. I was desperate at the time, so I relented. I didn't have any paperwork from such a long time ago, and couldn't even remember exactly when I took it out, but nothing ventured, nothing gained eh?! I sent my form off 8th January this year, and had a reply this morning, for the above amount. I am delighted!! I would sincerely like to thank this site, and everyone who contributes to it for giving me the information and encouragement to go for it. I had success some years ago with reclaiming Bank Charges, also from Natwest, and also with the assistance of this site. :T:T:T:T:T:T:T:money::A:T:T:T:T:T:T

Brill! Congratulations!:beer:

di3004

socks_uk wrote: »

My last 2 payments went into my bank today! :T

My claim is now closed and so will my 2 current accounts with RBS by the end of the month! All my banking is through Nationwide now.

Keep on going everyone and don't give up hope! :grouphug:

Superb! Congratulations!:beer:

di3004

iwilldebtfree wrote: »

Just received a letter from Santander (was Abbey) who are upholding my complaint for mortgage paymentcare (accident and sickness). Claimed mis-sold on the grounds that I already had payment protection with work.

Receiving £1,950... still in shock!! Thanks MSE for the confidence to go ahead with the complaint x

Wow that is fab Congratulations!:beer:

I am actually looking into a similar matter, it's ongoing.;)

di3004

elly19 wrote: »

Just opened post to find two letters from Barclays.....one telling me they couldnt uphold the claim for mis sold ppi on a loan....and the other to tell me that they were paying £789 into my bank account as they had upheld my claim for mis selling on my overdraft ppi..for which they were very sorry. I have 5 claims in with Barclays, all sent on the same day with the same reasons for mis selling, so am very happy with the one offer, but confused as to why they can say they have mis sold on the overdraft ppi yet not on the loan one.....I am thinking of sending them a copy of their own letter upholding the overdraft ppi claim, and asking why they say the loan ppi wasnt mis sold...what do others think?
Still got 3 more claims in so hopefully should get response this week....Yippee £789 better off.

First of all well done on your success!:beer:

Yes, do send them a copy of your letter and tell them you feel they may have overlooked your complaint, and requesting they take a further look, because you have genuine reasons for making a reclaim, defo give it another go.

Good luck.;)

di3004

Benny_Beanhead wrote: »

NRAM has agreed to pay me back £8,000 on a £21k loan taken out in 2006

Wonderful! Congratulations!:beer:

di3004

ah1604 wrote: »

Any one????

Hi

Sorry for the delay in responding.

I believe they do investigate on a separate basis, also because your reasons may differ, but do not worry about this, I'm sure they will all be fine.

All crossed here for you.:)

ah1604

di3004 wrote: »

Hi

Sorry for the delay in responding.

I believe they do investigate on a separate basis, also because your reasons may differ, but do not worry about this, I'm sure they will all be fine.

All crossed here for you.:)

Thanks to amersall and di3004 for the response piece of mind.

oggie1

Hi anybody help please need to send SAR to capitol 1 any ideas for a a credit Card.Thanks in advance

Mrs.f_5

socks_uk wrote: »

Both mine and my husband's money was in our bank accounts within a week of us sending back the acceptance forms.

Thanks socks_uk mine has started to go in today which is brilliant and so much quicker than i thought it would be so am really pleased although without the net interest though so will wait and see if that comes later

oggie1

oggie1 wrote: »

Hi anybody help please need to send SAR to capitol 1 any ideas for a a credit Card.Thanks in advance

Think I have found it
You can write to us at: Capital One Card Services, P.O. Box 5283, Nottingham, NG2 9HD