PPI Reclaiming successes and failures

tunnelhelp

That it for this week then,looks like no payment run. If they did do a BACS run on Thursday we would get midnight Sunday. at least no need to check online every 2 hours over the weekend!

No christmas shopping and minimum food shop:(:(:(

di3004

geoff62 wrote: »

hello we got £1560 back from halifax and we got £628 from Barclaycard
card

and from bank of scotland £1060 , also my friend got £7k from halifax,


thankyou moneysavingexpert,com


is there a 2nd letter template, link please, ?


happyxmas to you all and us lol :j

Hi

Well done!:T & Congratulations all round!:beer:

When you state 2nd template letter, may I ask for what reason?
I don't think there is actually a 2nd template letter as such, but depending on what the issue is I suppose, but below is the steps to the reclaiming guide - in case any of the info you require is enclosed.

http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

Oh and a VERY Merry Xmas to you too. :xmassign:

di3004

Draved wrote: »

One credit card ppi appears to be paid back!

APR REFUND 598.96
REBATE REFUND 690.28
PREMIUM REFUND 1128.40

Total £2417.64

Is this the breakdown of ppi, 8%, then further interest in ascending order?

I also rang the Halifax today because of TMPP and they said personal loans etc complained about in May are being dealt with as a matter of urgency.

Well done to you!:beer::T Congratulations!

I am not sure about the interest side of it, but hopefully someone will be along soon to explain.;)

di3004

scottyedin wrote: »

Posting a partial success for me. I have had a total refund of £1,162.71 refunded on my Halifax Bank of Scotland credit card. Its been taken back out as a cheque which I should receive soon I expect.

Still waiting on confirmation of how much I am getting back on two Bank of Scotland loans. I will post here again when I receive word.

:T

Brilliant news!:T:j Congratulations!:beer:

loobylou2

I'd just like to say a massive thank you to Martin. I've just paid a cheque into my bank for £1836 after reclaiming the payment protection insurance I had with Citifinancial!!!! All I did was use the template on the site and am thrilled because I can now use this money to clear some of my credit card debt.

di3004

loobylou2 wrote: »

I'd just like to say a massive thank you to Martin. I've just paid a cheque into my bank for £1836 after reclaiming the payment protection insurance I had with Citifinancial!!!! All I did was use the template on the site and am thrilled because I can now use this money to clear some of my credit card debt.

Great work!:T Congratulations!:beer:

madmish

mary_mungo_+_midge wrote: »

In cse anyone is waiting for a Barclaycard payout, please read as there is hope lol.....sent acceptance letters back in August for 2 separate claims against Barclaycard and LPF ( now owned by Barclaycard), one was for just under £2k, the other for alomost £30K!!!

Nw we are in a really tight money situation, been on a self administered DMP for 4 years and have not had a single treat or luxury in this time, so the thought that maybe we could get enough to pay off the last of our debts and actually decorate kids bedrooms etc, is almost too good to be true.

The smaller amount was paid by BACS in October and when I rang to query it was told the larger amount can only be signed off by a manager as its above the usual payout amount, and no timescales can be given.

Rang again today as its my sons 18th next weekend and was trying to juggle money for his present with money for bills etc. Spoke to a lovely NI man called John, who litened patiently to my explanation of my struggles with money and how I' not being greedy but that this money would absolutely transform 'everything', and he promised to speak to finance dept and see what he could do.

Didnt hold out much hope but he rang back within 30 mins to say that the BACS payment was made straightaway and will be in my account by middle of next week. Felt very sorry for the poor man, he was so lovely that I burst into tears lol x

rang with a similar situation earlier in the week. got a call this afternoon saying the BACS had been paid and should appear within 3-5 days :-) almost 6K just in time for Christmas! x:j will let you know when it goes in!! thanks to everyone for your help.:beer:

Newgirl711

Hi,

Can anyone advise the telephone number for RBS PPI claims?

Thanks!:)

dilus

Yipeeeeeeee
Received a letter today from Bank of Scotland upholding my complaint in full. Repayment of all PPI + interest paid over 7 years @ 6% + 8% standard interest.
It works out to be about £50 more than I had calculated and to be honest I wasn't expecting to get the APR back, but have always had the opinion that you should get it, so that's a bonus

Calculation

Refund of premiums = £4,042.00
Refund of Interest at 6% APR = £ 956.38
Interest at 8%, calculated up until 12 Dec 11 = £1,482.74

TOTAL =£6,481.12

Do not need to send back an acceptance as they are paying by cheque
Complaint submitted 25th August 11, received acknowledgement 3rd Sept 11, they had 16 weeks to decide and it's taken 11 weeks, never had to phone, e mail or pull my hair out
Have to pay tax on 8%

Many, many thanks to Martin and this site that I have been an active member of since August, without which, I wouldn't have had a clue how to go about it.
Special thanks to Di, Amersall, Niggly, Smitchy and Beamerguy for steering me in the right direction you are all stars :T

:j:j:j:j:j:j:beer::beer::beer::beer::beer::beer::j:j:j:j:j:j:money:

paid_too_much

yay congrats, great news :T:T:T:xmassign: