PPI Reclaiming successes and failures

amersall

villan501 wrote: »

Ladies and gents

Can an expert look at these figures and tell me what a fair offer would be Halifax tole me today that they are offering £1970 and the cals are in the post. Ill give you all the figures of the loan

Amount of creidt ( The cash Loan) £8000
Amount of creidt ( The insurance of the loan) £1417.60
Total amount of credit ( The total loan) £9417.60
Duration of the agrrement 26months

Total amount you pay for the cash loan £899.68
Total amount you pay fot the Insurance loan £1577.04
Total amount payable £10,476.72
Monthly payments £436.53

Interest 9.3%

Can someoen advise me what they think of the offer of £1970

The offer they have given you is the ppi plus 8% interest,the interest for the ppi is in the monthly ppi payment ,as the total you paid for ppi=£1577.04 the rest will be the 8%

MrsMet

bluedido wrote: »

Yeh, I've spoken to them myselves earlier in the process, and was told something similar . . . I think we're just going to have to wait it out I'm afraid - I certainly don't want to delay things even further, I will continue to call - there's no harm in that, they have always been more than polite with me on the phone. . . I understand they are just giving as much information as they are allowed to - I just hope it's here before Christmas as it would make things so much easier! Good Luck

Just sent off a courteous but determined e-mail to Mr David Chan requesting the money be paid and advising him again of their legal obligations [EMAIL="obligations'david.chan@barclaycard.co.uk'....will"] [/email][EMAIL="'david.chan@barclaycard.co.uk'"]'david.chan@barclaycard.co.uk'[/EMAIL] will keep you advised as to any response (placed a read and delivery receipt so I know that its at least arrived there!)

bluedido

MrsMet wrote: »

Just sent off a courteous but determined e-mail to Mr David Chan requesting the money be paid and advising him again of their legal obligations 'david.chan@barclaycard.co.uk' will keep you advised as to any response (placed a read and delivery receipt so I know that its at least arrived there!)

Yeh, keep me posted please - it certainly can't do any harm!

iounowt

:Amorning people wd to those who have been paid out nowx can anyone give me advice about home shopping ,particulary grattan /littlewoods have just put in a claim with both can anyone point me in the direction of anyone or a thread about claiming/sucess stories etc also going after capitol one and mbna now for old credit cards all claims in waiting for replies after all my success with halifax grand total £11,257 got the bit between my teeth so to speak ,any advide on catalogues greatfully apprecated away to work peeps have a gd day all tc X

paid_too_much

fox1375 wrote: »

Just heard MBNA will be paying £10222 for misselling PPI ... major result.

ANyone know how long it takes for them to pay out?

Have you had your cheque yet?

maz77_2

Hi,

I got my redress letter on the 20th September.

I have emailed them twice this week with no reply and emailing them on a regular basis but getting no answers which is frustrating.

Just would be nice to get this money before Christmas!.

It is so frustrating and totally unfair we are having to wait this long. How can they get away with it!!.

Sorry for the rant!!

di3004 wrote: »

Hi

How long have you actually been waiting since the offer?

We are also waiting for 2 cheques from them as we no longer bank with them.
We complained about these 2 in July and we received the offer late Sept, and hubby received an email this morning just to say that "please be assured that the refunds have been processed and will be with us shortly" but that's as far as it goes with no actual timescale.

When was the last time you got in touch with them? x;)

tiesteelm

tiesteelm wrote: »

I have sent my complaint into the FOS.
Egg said that the box was ticked, and they are not going to uphold my complaint, and that the matter is noe closed....

I'm ready to fight !

I am sitting here waiting to hear from either EGG or the FOS, does anyone know how long this takes? I have not seen many people who have had joy from their Egg Cards.

Egg have returned a verdict that I must have ticked the "box" online, when I feel that it was an opt out option.

emmliss

viccaleva wrote: »

Has anyone had any recent success with HSBC for loan ppi? I'm 13 weeks into a 16 week wait and am starting to get impatient, will they really drag it out the full 16 weeks then reject the claim?

Hi. I had a claim with hsbc over credit card ppi they waited until the 16th week to send a letter saying they upheld my claim and made me an offer just over £2000 which I was well pleased with sent letter back and was in my account in 5 days so hold out I no it's a loan and not credit card good luck

paid_too_much

:jwhere's all today's success stories, I know there must be some, need the good news to keep me motivated

hiedi

paid_too_much wrote: »

:jwhere's all today's success stories, I know there must be some, need the good news to keep me motivated

Usually start coming in later when all home from work and opening the mail

I'm motivated by you're success!!!