PPI Reclaiming successes and failures

emm79

Congratulations on all the successes so far!! :-]

Just wondering if any1 has or waiting to hear from Welcome Finance (through FSCS). Sent my form off about 5weeks ago now, I have had confirmation that they have received my application however haven't heard anything since..wondering how long it takes??

Any feedback would be gladly appreciated

Emma x

jodysenna

patricia50 wrote: »

Hi,
I sent my acceptance letters back end of August, Got letters with figures last week (2 credit cards) and it said on them you no longer have to return anything. If they dont hear from you they assume you are happy with figures and mine said it will be paid into my account number that I gave them. No mention of cheques so they seem to be giving conflicting information to people.

have they given you a a time scale on time?
thanks Jody

patricia50

jodysenna wrote: »

have they given you a a time scale on time?
thanks Jody

Hi Jody, No time scale given so have no clue when.:(

kaylynn040485

Hi there im wondering if anyone has a contact email at Black Horse? Ive now been waiting 6 weeks today for refund and when we ring them get told no time can be given so want to try the email route to try get an idea of timescale. thanks

The_Marksman

cybernet1974 wrote: »

Hi guys and gals ,update on my ppi story so far .......woke up saturday to £12,472.32..from barclays over the moon never thought i would get that much was only expecting £3000 so to say im happy is an under statement , it was payed straight into my bank account wow .So won a case with RBS for £1,234......but have been waiting for a cheque since july ,tried phoning them got through twice before and was told is in the post but still not received it ,tried this week to ring them and the phone just rings and rings and rings no answer very strange as have always got through before .........Any just waiting on barclay card and mdna ......good luck to all .

:rotfl::j:beer: Well done :beer::j:rotfl:

hope the wait isnt too much longer & best of luck with your others

debsclark17

Hi All
Can any one offer any advice ? I made 2 claims for my Dad on PPI on credit cards.

Success : MBNA paid back £14k, £7k of this was 'Total amount of interest associated with the PPI Premiums'.

Failure : We also made a claim on Barclaycard (grounds of self employed and age now 68- is he still covered ?- which was a shot in the dark because we had no paperwork). We have just received reply from Barclaycard saying that 'they do not uphold the complaint' as they cover up to 70 years and self employed people.

My question is : would we be able to now go to the ombudsman and say that the Interest associated with the PPI premium is unfair, i.e, they charge approx £60 per month PPI plus interest at 1.??? %, is this acceptable and legal. Any thoughts anyone ?
Cheers
deb

di3004

cybernet1974 wrote: »

Hi guys and gals ,update on my ppi story so far .......woke up saturday to £12,472.32..from barclays over the moon never thought i would get that much was only expecting £3000 so to say im happy is an under statement , it was payed straight into my bank account wow .So won a case with RBS for £1,234......but have been waiting for a cheque since july ,tried phoning them got through twice before and was told is in the post but still not received it ,tried this week to ring them and the phone just rings and rings and rings no answer very strange as have always got through before .........Any just waiting on barclay card and mdna ......good luck to all .

That is brill!:T Congratulations!:beer:

di3004

emm79 wrote: »

Congratulations on all the successes so far!! :-]

Just wondering if any1 has or waiting to hear from Welcome Finance (through FSCS). Sent my form off about 5weeks ago now, I have had confirmation that they have received my application however haven't heard anything since..wondering how long it takes??

Any feedback would be gladly appreciated

Emma x

Hi Emma

Wishing you luck.
I would contact the FSCS and ask for an update, the chances are they have moved it on to Deloittes who usually looks through the cases as a standard procedures and they are waiting for them to come back to them after completion.

Give them a ring, good luck.;) x

di3004

kaylynn040485 wrote: »

Hi there im wondering if anyone has a contact email at Black Horse? Ive now been waiting 6 weeks today for refund and when we ring them get told no time can be given so want to try the email route to try get an idea of timescale. thanks

Tel number found here as on the site below, which I assume is the same.

0844 8248888

http://www.blackhorse.co.uk/Motor/PPIComplaints.html

Good luck

di3004

debsclark17 wrote: »

Hi All
Can any one offer any advice ? I made 2 claims for my Dad on PPI on credit cards.

Success : MBNA paid back £14k, £7k of this was 'Total amount of interest associated with the PPI Premiums'.

Failure : We also made a claim on Barclaycard (grounds of self employed and age now 68- is he still covered ?- which was a shot in the dark because we had no paperwork). We have just received reply from Barclaycard saying that 'they do not uphold the complaint' as they cover up to 70 years and self employed people.

My question is : would we be able to now go to the ombudsman and say that the Interest associated with the PPI premium is unfair, i.e, they charge approx £60 per month PPI plus interest at 1.??? %, is this acceptable and legal. Any thoughts anyone ?
Cheers
deb

Hi Deb

Maybe someone else will offer some opinions/advice on this too, but first of all Congratulations on your dad's success!:beer:

I am not sure if your dad would be any longer covered, although I would ask them to send you a copy of the booklet details of this cover if you do not have one to check, as every bank may differ.
Most I think only cover to the age of 65, maybe 60, so as soon as you know I would ask they also refund the payments he made in that time where he would not have been protected anyway.

In regards of the last issue, have you also wrote to business about the interest not being fair?
If so and they have not put this right, you can of course make a complaint, once given a final decision, so basically I would keep writing to them until your happy or until a final decision have been given.

Good luck.;)