PPI Reclaiming successes and failures

di3004

Hi NuttyNat and thank you x;)

I was off air some of the day yesterday and the day before unfortunately due to connection problems and now catching up here and there alongside with my reclaims lol.


I would chase FP up for defo if nothing arrived in the post tomorrow, don't know if they will be open tomorrow but worth a call just in case, good luck and to everyone else too.;)

chuckly

SUCCESS HSBC

As many people are I have been a watcher on here since May and only posted once so far. I have been dying to be able to post a success.

I tried to convince my OH to try and claim back his missold ppi before the judgement but he couldn't be bothered! So then the judgement came in I asked him again and he agreed. I also complained about the ppi on his credit card too. We sent the first letter around May 17th and received the usual standard replies.

We heard back for the credit card beginning of august and they offered too little so I've sent that off to the FOS. It is only for a few hundred (not that that is to be sniffed at), but every penny counts and they are not diddling him out of anything he is owed!

So anyway I keep an eye on here every day and see all the successes and have noticed this week when loads of HSBC were coming on. And then...

I get home today to find that he has had it upheld and is offered

£9646

wooowwwww!!!!

I was expecting about £7900 so I am so over the moon.

The best thing about it, is that we are a couple in our late twenties with a young child, both earning a decent wage and saving like mad and have saved £8000 in a year. We can now add to that and also spend a bit and have some fun and we will be able to put down at least a 10% deposit on a house. Admittedly it is HIS money but he wouldnt have got it without me so I also think I deserve a little shopping spree and a holiday as a thankyou don't you agree :-)

I hope the banks have learnt their lesson. My OH was only young when he took a loan out for £15000. £5700 was ppi and about £5000 was interest. He was paing it off for the whole 6 years we were together until last year. He was and still is in full time employment with the same company and told me he was told that he would not get the loan if he didn't take it out, and his age and the amount he wanted was a factor in this.

I wish everyone on here the best of luck, thank you to everyone for their posts it really does help people even when they don't post back

Jenni

Red_peppers

Thanks Di, I think I will give them a call tomoz.
I'm a bit reluctant just in case I get a negative reply!
Fingers crossed

di3004

Red_peppers wrote: »

Thanks Di, I think I will give them a call tomoz.
I'm a bit reluctant just in case I get a negative reply!
Fingers crossed

Keep at them hon and myself or someone who have dealt with them will dig out the CEO details otherwise, so you can also contact them.
Good luck, and everything crossed.:D;)

di3004

chuckly wrote: »

SUCCESS HSBC

As many people are I have been a watcher on here since May and only posted once so far. I have been dying to be able to post a success.

I tried to convince my OH to try and claim back his missold ppi before the judgement but he couldn't be bothered! So then the judgement came in I asked him again and he agreed. I also complained about the ppi on his credit card too. We sent the first letter around May 17th and received the usual standard replies.

We heard back for the credit card beginning of august and they offered too little so I've sent that off to the FOS. It is only for a few hundred (not that that is to be sniffed at), but every penny counts and they are not diddling him out of anything he is owed!

So anyway I keep an eye on here every day and see all the successes and have noticed this week when loads of HSBC were coming on. And then...

I get home today to find that he has had it upheld and is offered

£9646

wooowwwww!!!!

I was expecting about £7900 so I am so over the moon.

The best thing about it, is that we are a couple in our late twenties with a young child, both earning a decent wage and saving like mad and have saved £8000 in a year. We can now add to that and also spend a bit and have some fun and we will be able to put down at least a 10% deposit on a house. Admittedly it is HIS money but he wouldnt have got it without me so I also think I deserve a little shopping spree and a holiday as a thankyou don't you agree :-)

I hope the banks have learnt their lesson. My OH was only young when he took a loan out for £15000. £5700 was ppi and about £5000 was interest. He was paing it off for the whole 6 years we were together until last year. He was and still is in full time employment with the same company and told me he was told that he would not get the loan if he didn't take it out, and his age and the amount he wanted was a factor in this.

I wish everyone on here the best of luck, thank you to everyone for their posts it really does help people even when they don't post back

Jenni

Well done Jenni :T & Congratulations!:beer:

nutty_nat

di3004 wrote: »

Hi NuttyNat and thank you x;)

I was off air some of the day yesterday and the day before unfortunately due to connection problems and now catching up here and there alongside with my reclaims lol.


I would chase FP up for defo if nothing arrived in the post tomorrow, don't know if they will be open tomorrow but worth a call just in case, good luck and to everyone else too.;)

Thanks Di will give them a call, keep your fingers crossed for me

Natalie

nutty_nat

Red_peppers wrote: »

Hi NN,

We promised to keep each other updated on our cases. Well my 16 weeks finished today and I came home to zero post!

The last letter I received told me I would hear by the 12th August (while I was away) but I heard nothing, so on around the 25th I rang FP.

A very nice man took my call and apologised that I was not being kept up to date with the progress - then explained 16 weeks, extra time etc.

I said fair enough but if I gave him my policy number could he see what stage it was at, he looked and said it had started being looked at the day before and the 16 weeks would be up on the 9th of September by when a decision would be made.

So, I'm guessing they've printed a letter today and it will sit in an out tray until Monday before being posted. If I've not received anything by next Wednesday I shall be making a phone call!!

Fingers crossed

RP
Great to hear from you and I hope you had a lovely holiday I was only wondering what was happening with your case the other day. I am starting to get really nervous now I am bound to get a big NOOOOOO on my letter.That will be just my luck. But we have to keep on fighting and take it to the FOS, it is just the long wait then that is so frustrating.
I am sending you lots of luck and have got everything crossed for you, post on here as soon as you have some news. I will check the Forum everyday next week.

Natalie

cochyn

Oh dear, second rejection letter from Egg (re Credit Card) yesterday. What now, complaint to the FOS? Fill out the questionnaire then wait? Doing same with my Capital One claim (credit card). Nothing still from M&S money. One success to date (First Direct £5,300). Waiting for settlement, sent acceptance forms back last Monday. Has anybody out there suceeded with Egg via FOS after initial rejection? The info on this site is invaluable, thanks to you all. I am getting a bit addicted now. So glad I made that claim against FD!

CLD76

HSBC Success!!!!

I put in my claim at the beginning of May and had a letter yesterday saying they are going to uphold my compliant. They are going to refund me £19,135.35 of which they are saying the gross interest is £5,205.08 but isn't that a bit high? I am absolutely over the moon!!!!!!
Thanks for everyone's help on here!!!:beer:

tired_mum

Just had a letter to say complaint upheld this loan was paid off early over 6 years ago and i had no paperwork for it so its always worth a try
£4846.26 refund including interest