PPI Reclaiming successes and failures

plumfin

DrSqueeze wrote: »

You could argue that you have a more urgent need for the money, and want it paid direct to you.

Yes, I could - I just thought they legally had to offer to repay me. I will tell them to pay it onto the card, will be easier! Thanks for the advice.

DrSqueeze

rubielou wrote: »

birthday next sat 1 claim down 4 others to go 3 from blackhorse think im guna have a fight with them has anyone had upheld from them from loans from 2003 paid up in 2006. can anyone tell me if they would have charged the ppi for the whole of the loan or just for 3 years that it ran. :beer:

I've two open cases with Blackhorse. One has been upheld (a loan from 2002) and the other is still being investigated (a loan from 2004).

I'm not sure about your other question, sure someone else will know though.

rubielou

thanks for your reply been like a kid waiting for postie to come they owe me a few quid need a new boiler so heres hoping deadline 16 weeks is up on the 9th. just to get that famous word is enough

The_Marksman

nixx101 wrote: »

Got a cheque through the post this morning from Capitol One, very easy and all done within 8 weeks.

Thanks to everyone on here for their help and advice (mainly gotten through lurking though!)

:j:beer: Well Done :beer::j

The_Marksman

rubielou wrote: »

thanks for your reply been like a kid waiting for postie to come they owe me a few quid need a new boiler so heres hoping deadline 16 weeks is up on the 9th. just to get that famous word is enough

Haha........ BEST OF LUCK TO YOU

DrSqueeze

rubielou wrote: »

just to get that famous word is enough

Totally agree, good luck :beer:

di3004

rubielou wrote: »

ive read these threads twice daily for 3 months never dreamed i would be sucessful just had upheld from lloyds :j dont know how much they paying me but even a pound in my pocket is better than in theirs. i also claimed back my bank charges thanks to :money: fantastic website

Brilliant news! Congratulations!:beer:

di3004

plumfin wrote: »

I had a call from MBNA telling me that my first card should be sorted next week, but the woman told me that their policy is to pay off the card in all but extreme circumstances, which apparently the FOS agrees with. My card is not in arrears, and although I intend to clear the card myself, I would prefer the choice. I am not really moaning, but a little peeved. Does anyone have anything they can refer me to as an argument against this? thanks

Well done and Congratulations!:beer:

I agree with what DrSqueeze says, and tell them you've already been deprived of your money once already.
Good luck.;)

di3004

rubielou wrote: »

birthday next sat 1 claim down 4 others to go 3 from blackhorse think im guna have a fight with them has anyone had upheld from them from loans from 2003 paid up in 2006. can anyone tell me if they would have charged the ppi for the whole of the loan or just for 3 years that it ran. :beer:

Well done on your success!:beer:

I believe there have been success with these in between those years.

Do you mean you were paying for the ppi for 3 years then settled the account?
If you settled the account they would have included the whole of the ppi within the balance, so you should receive the full amount back plus interest minus any rebate on settling (you would not see the rebate but it reduces the loan balance on settlement).

Hope this helps, and sorry if I've misunderstood.;) Good luck.

precious12

nixx101 wrote: »

Got a cheque through the post this morning from Capitol One, very easy and all done within 8 weeks.

Thanks to everyone on here for their help and advice (mainly gotten through lurking though!)

may i ask was you able to submit the card number or any paperwork to them because i no longer have any of this information and they are telling me that they can't trace me on there system they have told me to write in to them so they
can further investigate it which i have done a week ago now

congrats on your win:beer: