PPI Reclaiming successes and failures

The_Marksman

spurs1970 wrote: »

Received phone call from loans.co.uk on friday claim upheld £10,655. breakdown being sent this week.
RBS - claim upheld £2666. started claim in feb.
Cahoot - claim upheld - £1765. only took 2 weeks just waiting for payment.
MBNA - claim upheld £3765.00 stated chq would take upto 6 weeks received within 2 weeks.
Just thought I would share this with you all. At least we can have a nice holiday now!

:rotfl::j:beer: CONGRATULATIONS :beer::j:rotfl:

& ENJOY THE HOLIDAY

itsmineisay

hi ,im looking to reclaiming my ppi back from a lloyds tsb loan i had in july 05 for 4 years the loan total was for £4250 ,plus i have a tsb credit card that i have had for years that also has ppi that i never asked for,now i went into the bank a couple of weeks ago and asked were do i start on complaining about it and she gave me a tel number to ring so the question is do i ring the number or am i best writing to them or getting a company to do it for me ?:beer:

PIP1966_2

Hi
I have received a letter from Barclaycard regarding my PPI claim (they did write back in June to advsie that they would offer a gesture of goodwill payment by 31st August). The letter I received on 5th August is settling the claim in full - just over £12k I have had my Barclaycard since 1998 and they have averaged the monthly PPI payments at approx £21 and have used this to go back to 1998. The breakdown is as follows:

Refund of PPI Cover £3300
Refund of Interest £7155
8% simple interest per annum £1850

I am SO SO SO happy and I am looking for a cheap holiday :-)

The_Marksman

PIP1966 wrote: »

Hi
I have received a letter from Barclaycard regarding my PPI claim (they did write back in June to advsie that they would offer a gesture of goodwill payment by 31st August). The letter I received on 5th August is settling the claim in full - just over £12k I have had my Barclaycard since 1998 and they have averaged the monthly PPI payments at approx £21 and have used this to go back to 1998. The breakdown is as follows:

Refund of PPI Cover £3300
Refund of Interest £7155
8% simple interest per annum £1850

I am SO SO SO happy and I am looking for a cheap holiday :-)

:rotfl::j:beer: CONGRATULATIONS :beer::j:rotfl:

I bet you are happy! Great result & enjoy the holiday

The_Marksman

itsmineisay wrote: »

hi ,im looking to reclaiming my ppi back from a lloyds tsb loan i had in july 05 for 4 years the loan total was for £4250 ,plus i have a tsb credit card that i have had for years that also has ppi that i never asked for,now i went into the bank a couple of weeks ago and asked were do i start on complaining about it and she gave me a tel number to ring so the question is do i ring the number or am i best writing to them or getting a company to do it for me ?:beer:

Hello There,

You can start a complaint if you have your account number. Its easy to do yourself, so i would avoid a claims company. . You can do the complaint over the phone or via letter form, its up to you

to get you started, Look here for info and reasons for being miss-sold your ppi

http://www.moneysavingexpert.com/rec...nsurance#step2

Once you have had a read though and have your reasons. You will need to fill in a consumer complaints questionnaire. Which I would download, have a read though and familiarise yourself with the questionnaire and its layout. The questionnaire can be found here

http://www.moneysavingexpert.com/rec...nsurance#step3

the main info you will need to complete the questionnaire is:

1. Loan account number/numbers OR CC account number/ numbers
2. start date
3. finish date
4. and your reasons

also have a read here for even more information:

http://www.financial-ombudsman.org.u...PPI-forms.html

then complete the form and send it off. If you ring your bank or CC company they may have a ppi complaint line and can start your complaint for you over the phone but id get as much info ready before phoning them. If you start a complaint over the phone, they will ask the reasons why you felt mis-sold so have all the information ready and be prepared.

simples, hope that may help, good luck

vonsmall

Hi,

I was pestered by two PPi reclaim companies last year, I mean these guys really took it upon each other to hound me to the point that I almost considered changing my mobile number... However looking into it, I thought no - I can claim the PPi back myself, and so using advice I found on this forum I started the ball rolling to get my PPi back.

Then I sort of forgot about the ball, ... forgot it was in motion, left it alone being too busy with work and moving.

Then out of the blue this Saturday HSBC sent me a letter to say they would be contacting me again in 4 weeks with a settlement figure. :T

I have not been in contact with the FO, nor did I harras HSBC more than once, I simply sent them the letter outlining my disgust and almost 8 months later they are contacting me off their own back.
Is this for real? Pinch me because I feel like I'm dreaming...

The_Marksman

vonsmall wrote: »

Hi,

I was pestered by two PPi reclaim companies last year, I mean these guys really took it upon each other to hound me to the point that I almost considered changing my mobile number... However looking into it, I thought no - I can claim the PPi back myself, and so using advice I found on this forum I started the ball rolling to get my PPi back.

Then I sort of forgot about the ball, ... forgot it was in motion, left it alone being too busy with work and moving.

Then out of the blue this Saturday HSBC sent me a letter to say they would be contacting me again in 4 weeks with a settlement figure. :T

I have not been in contact with the FO, nor did I harras HSBC more than once, I simply sent them the letter outlining my disgust and almost 8 months later they are contacting me off their own back.
Is this for real? Pinch me because I feel like I'm dreaming...

Thats Good & I hope its a GOOD settlement Figure too!

itsmineisay

right im on it lol gonna sit down and read all info and start the ball rolling ,thanx soooo much ,you wont have heard the last of me xx

itsmineisay

cant get the first two links to work sorry

The_Marksman

itsmineisay wrote: »

right im on it lol gonna sit down and read all info and start the ball rolling ,thanx soooo much ,you wont have heard the last of me xx

you welcome

& if you get stuck dont be afraid to ask here, some very helpful people here, im only the apprentice lol