PPI Reclaiming successes and failures

di3004

Smamfer wrote: »

Taken out 2004

Paid off 2006

Loan was for 7k

> £1625.72 plus interest @ 11.4%. The Loan amount was £7,500 plus interest @ 11.4&

if thats any help to anyone xx

They should still have details on the loan then as it was not cleared until 2006, five years ago, I would tell them that down to the Data Protection Act (DPA) you are aware they will still hold the details they require in regards of the 2004 loan because the loan was not settled until 2006. Good luck.;)

Smamfer

The_Marksman wrote: »

im not being a meanie xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx!

:iloveyou:

but i can be!!!!!!!!!!!! :rotfl::rotfl::mad:

one shall not converse with you in this thread as it is clearly not stickied for your exploiting techniques

anyway do some maffs for me you clearly have nothing better to do lol

di3004

Egg_Chaser_12 wrote: »

I emailed the MBNA CEO and had no reply at all, today I sent another email to him.

What are the chances of getting a reply? has anyone else had problems with contact form Ian O'Doherty at MBNA?

How annoying when they don't get back and when you have to keep on to them all the time, it's just not fair is it, I expect they have plenty of underhand claim handlers to reply to your email.
I would give them until tomorrow then and if you hear nothing, email them again and tell them you will be contacting the FSA, this "may" shift them. Good luck.;)

Smamfer

di3004 wrote: »

They should still have details on the loan then as it was not cleared until 2006, five years ago, I would tell them that down to the Data Protection Act (DPA) you are aware they will still hold the details they require in regards of the 2004 loan because the loan was not settled until 2006. Good luck.;)

Thanks Di i was probably editing my post at the time you was replying bless ya!

He did tell me he had looked into another system and found all he needed, i think their prob is as they taken on so many banks they not always quite sure where to look

Just wish i had had the balls to say
" So mr xxx this letter your popping in the post, is it good news or bad" :rotfl:

di3004

k77mss wrote: »

thanks di do you have any thoughts why i've got two letters saying no but no mention of final decision

They should provide you with one at some point, but personally I would write to them again and make it clear that you need to know where you stand on this now because you may want to make the complaint to the FOS and you need to know if it's the final decision - because this have not been made clear to you.

Unless of course they are yet giving you another opportunity to send even further info in support of you're case. But they should let you know where you stand and you're rights on the FOS. x:)

The_Marksman

k77mss wrote: »

np thanxs for any advice the letter last week more or less says staff fully trained to sell ppi.in letter back i sent gave more reasons
nottold i could go elsewhere
not given amount without ppi
how did you get them to change their mind was it blackhorse yours

it was with egg & they said it was outside of 6 yrs being from 2000 and they had no record of it, i just wrote to correct them and tell them how much id paid for the ppi...........

Well, id def take time to come up with a letter to reply to them with and state all the reasons you have mentioned. It isnt the end! and if they still reject you write back again and ask for a final decision and then pass your complaint to the FOS it seems long winded but your get there in the end

The_Marksman

Smamfer wrote: »

one shall not converse with you in this thread as it is clearly not stickied for your exploiting techniques

anyway do some maffs for me you clearly have nothing better to do lol

Ive done some maffs & your still not getting my number!

Smamfer

The_Marksman wrote: »

Ive done some maffs & your still not getting my number!

Pffft i dont need you to give me it when you leave it in all the phone boxes dawn sarff!

:rotfl:

amersall

Egg_Chaser_12 wrote: »

I emailed the MBNA CEO and had no reply at all, today I sent another email to him.

What are the chances of getting a reply? has anyone else had problems with contact form Ian O'Doherty at MBNA?

Hi there,if you had the final response,they will not deal with you in any way shape or form,you have to take this to FOS.

The_Marksman

Smamfer wrote: »

Pffft i dont need you to give me it when you leave it in all the phone boxes dawn sarff!

:rotfl:

Quality! lol x.

hands up when you've been out classed! :p:p;);););):D