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PPI Reclaiming successes and failures

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Comments

  • Riggsy1367
    Riggsy1367 Posts: 172 Forumite
    Part of the Furniture Combo Breaker
    Postie just been, Awww just junk mail for me today. Hopefully a call or post tomorrow i hope. xx

    Your postie comes early! Still 4 hours to wait here! lol:o
    :beer:
  • Riggsy1367 wrote: »
    Your postie comes early! Still 4 hours to wait here! lol:o
    Normally upto 10am. Hope you get some good news todayyyyyy!!!!!:j
  • k77mss
    k77mss Posts: 101 Forumite
    Part of the Furniture Combo Breaker
    hi guys postie just been with letter from blackhorse saying they have not upheld my 2 complaints don't believe i was mis sold so disappointed with this i will pass on to fos but with so much wins on this site i was hoping for one too :(:(:(
  • IANC
    IANC Posts: 305 Forumite
    I think Monday will be an interesting day for me.

    Just have a gut feeling :D
    I'm a secret crime fighter ;)
  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    edited 30 July 2011 at 10:33AM
    k77mss wrote: »
    hi guys postie just been with letter from blackhorse saying they have not upheld my 2 complaints don't believe i was mis sold so disappointed with this i will pass on to fos but with so much wins on this site i was hoping for one too :(:(:(
    What reasons did you give for mis sell and was this the final response?.

    If it was the final response then send it to fos,it may help if you can give more reasons for mis sell to add to the ones you have given.
  • IANC
    IANC Posts: 305 Forumite
    Well, my postman has been and all he has left me is a new tax disc.

    At £253 for 6 months, I could do with a payday from HBOS :rotfl:
    I'm a secret crime fighter ;)
    • What were you reclaiming: Credit card
    • Who was the provider: MINT (RBS)
    • How much did you get back: £804.24 + £160.52 interest + £4.02 (>8wks to resolve 8% interest) - 80p 20% tax = £967.98
    • Did you get it back after a letter or did you go to the Financial Ombudsman: Sent the questionnaire to the Customer Relations department in May 2011. Received a holding response, advising it would take 16 wks rather than 8 wks to resolve. Complaint upheld.
    • And then write your brief reclaim tale: This is the fourth and final PPI success! I'm posting on behalf of my OH, who would not have had the confidence to go ahead, without the fantastic advice and support offered on this site and forum. This completely wipes out this debt. Since May, when the four questionnaires went out, he has received £4614.88. This has reduced his DMP by a considerable amount! Thank you all - you know who you are! Next stop, credit card charges!!!
  • lainey8
    lainey8 Posts: 17 Forumite
    • What were you reclaiming: ppi on catalogue
    • Who was the provider: La Redoute
    • How much did you get back: 115.00
    • Did you get it back after a letter or did you go to the Financial Ombudsman: email to complaints dept
    • And then write your brief reclaim tale, i didnt think i would even get a response, letter arrived this morning, stating chq would be sent in 7-10 days, thanks to this forum i would never have sent complaint, THANK YOU...ps only sent the email last thursday:j
  • Niggly_2
    Niggly_2 Posts: 325 Forumite
    IANC wrote: »
    Well, my postman has been and all he has left me is a new tax disc.

    At £253 for 6 months, I could do with a payday from HBOS :rotfl:

    I assume on reciept of your cheques you will buy a few trees to offset your carbon emissions.:rotfl:

    N
  • di3004
    di3004 Posts: 42,579 Forumite
    • What were you reclaiming: Credit card
    • Who was the provider: MINT (RBS)
    • How much did you get back: £804.24 + £160.52 interest + £4.02 (>8wks to resolve 8% interest) - 80p 20% tax = £967.98
    • Did you get it back after a letter or did you go to the Financial Ombudsman: Sent the questionnaire to the Customer Relations department in May 2011. Received a holding response, advising it would take 16 wks rather than 8 wks to resolve. Complaint upheld.
    • And then write your brief reclaim tale: This is the fourth and final PPI success! I'm posting on behalf of my OH, who would not have had the confidence to go ahead, without the fantastic advice and support offered on this site and forum. This completely wipes out this debt. Since May, when the four questionnaires went out, he has received £4614.88. This has reduced his DMP by a considerable amount! Thank you all - you know who you are! Next stop, credit card charges!!!


    Well done to you :T Congratulations!:beer:
    The one and only "Dizzy Di" :D
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