PPI Reclaiming successes and failures

kawasakiz900

my advice do not used claim management firms do it your self they only rip you off they do no work you do it all they are totaly useless try the ombusman direct it will save you load of time and money thanks david

julieprit2

chester1976 wrote: »

:j:j:jreceived my settlement figures from lloyds tsb this moning
£4266.92,im so excited. more than i thought and thank you again everyone for your fantastic advice on this website:beer:

Fab news!!! Oh I hope I get good news too :-)

chester1976

julieprit2 wrote: »

Fab news!!! Oh I hope I get good news too :-)

fingers crossed for you;)

ArferDaly

Hi all.

Got a £1500 refund from Egg on a credit card :beer:
Just waiting to hear about a Loan and LloydsTsb Credit card.

Wish me luck.

Mark :T

Jocee395

Hi All,

Just had a claim rejected by MBNA, via a third party compnay. They have said that due to the wording given by MBNA, they cannot refer it to the Ombudsman. Where do I stand? Can I go to MBNA direct, can I go to the Ombudsman direct, to challenge this?
Thanks in advance.
Congrats to all who have had good results so far!!

ThunderCat

chester1976 wrote: »

:j:j:jreceived my settlement figures from lloyds tsb this moning
£4266.92,im so excited. more than i thought and thank you again everyone for your fantastic advice on this website:beer:

Excellent news! :T :beer:
How long did Lloyds leave you waiting for?

The_Marksman

rippedoffatxmas wrote: »

After almost 18 months I have finally succeeded in my claim for mis-sold PPI.

My claim was with Tesco Bank on a credit card dating back ten years. Initially claim was rejected but Financial Ombudsman found in my favour. In recent years the balance has been around 6 to 9k. I got back £7,400. Also, I received the cheque for this amount, the amount was not deducted from my credit card balance as I had been told it would.

Unfortunately!! I used a claims company as I thought the process would be long and difficult, long yes but all it took was a couple of forms to fill in. I will lose 25 per cent plus VAT in payment to the claims co but that's life, we live and learn. Advice to anyone is to go it alone.

Could anyone please tell me if PPI will now be removed from my credit card account or will I have to ring the company and do this myself?

Good luck to everyone still going through the process!

Well done :j:beer::j

The_Marksman

chester1976 wrote: »

:j:j:jreceived my settlement figures from lloyds tsb this moning
£4266.92,im so excited. more than i thought and thank you again everyone for your fantastic advice on this website:beer:

Happy Days :j

Well done on your efforts :j:beer::j

Enjoy your just reward :j:beer::j

The_Marksman

ArferDaly wrote: »

Hi all.

Got a £1500 refund from Egg on a credit card :beer:
Just waiting to hear about a Loan and LloydsTsb Credit card.

Wish me luck.

Mark :T

well done :j:beer::j

and best of luck with your others

ThunderCat

Jocee395 wrote: »

Hi All,

Just had a claim rejected by MBNA, via a third party compnay. They have said that due to the wording given by MBNA, they cannot refer it to the Ombudsman. Where do I stand? Can I go to MBNA direct, can I go to the Ombudsman direct, to challenge this?
Thanks in advance.
Congrats to all who have had good results so far!!

I wonder what wording this was? Are they sending you this via post (if not, then make sure they do)? Not sure whether you can attempt to go direct through the bank after being rejected via third party (I'm sure someone can clarify). Hopefully you can. But you will be able re-claim via the FOS using your third party communications (hence why it's important to recieve clarification from them as to why you were rejected) and questionnare (downloaded from this site)/original documents to back you up.

Positive is that they won't be taking a hefty chunk of what is owed to you (hope they didn't charge you anything up front?).

I'm sure someone with experience of this will be able to give you a better answer.:rotfl: