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PPI Reclaiming successes and failures

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  • amersall
    amersall Posts: 17,035 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    I feel physically sick. dont know how i will pay Gladstone now. OMG Stupid me
    So sorry :( i did not mean to worry you at all, but this can happen so all you can hope for is that they pay it back to you.
    Fingers crossed and keep us posted.
  • amersall
    amersall Posts: 17,035 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Just got the post and im really happy :):)
    What were you reclaiming: Loan
    Who was the provider: Santander
    How much did you get back: £1,204.15
    Did you get it back after a letter or did you go to the Financial Ombudsman: It was a loan that was taken out in 2003 payed off in 2005 went through old paperwork and found the loan no: sent an email on 13/06/11 telling then i believed that the ppi insurance was mis-sold too me had'nt heard anything back until today when they sent a letter saying they would repay all premiums plus interest!

    Thanks too everyone who posts on this forum it was your successes that inspired me too do it ! And thanks to msw for all there information
    Just Barclaycard, MBNA and Capital one too go !! :):):)
    Well done :j:j:money:
  • amersall
    amersall Posts: 17,035 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    There are some things im actually doing on my own without using a company to do it for me. Capital one cc from 2004, Halifax cc from 2001, my husbands current cc and a lambard direct loan from 2005. Fingers crossed some of these will pay up! Could really do with some luck at the moment as im in a financial mess. Clear debts then NO more credit Ever!! Gl all x
    Have got everything crossed for you x.
  • mummum2
    mummum2 Posts: 617 Forumite
    Part of the Furniture Combo Breaker
    Hi Di/Amersall,

    Got an acknowledgement from Santander - Their central complaints department! would this be for Cahoot, Abbey & MBNA, Just a standard letter with no account number(s). I sent separate forms for each, but can I take this to mean all accounts are now under Santander!

    Thanks for you help! xx
    Long Hauler No: 51
    DMP Mutal Support Thread No: 207
    Proud to be dealing with my debts
    DFD - June '13, aiming for December '12
  • Hi all just wondering if someone could help me please?? Just received an offer from HFC Bank of £4702.20 for mis-selling of ppi and have sent my acceptance offer back by recorded delivery which has been received by the coventry branch. Does anybody know approximately how long it will take to receive the money in my bank??. Many thanks for your help!!!! :money:
  • di3004
    di3004 Posts: 42,579 Forumite
    mummum2 wrote: »
    Hi Di/Amersall,

    Got an acknowledgement from Santander - Their central complaints department! would this be for Cahoot, Abbey & MBNA, Just a standard letter with no account number(s). I sent separate forms for each, but can I take this to mean all accounts are now under Santander!

    Thanks for you help! xx


    Hiya

    Is there a contact number?

    When my son received his letter from Santander, I'm sure it was with a red logo, but that was over a year ago.
    Is there any sort of address on the letter at all maybe?
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    siralex83 wrote: »
    Hi all just wondering if someone could help me please?? Just received an offer from HFC Bank of £4702.20 for mis-selling of ppi and have sent my acceptance offer back by recorded delivery which has been received by the coventry branch. Does anybody know approximately how long it will take to receive the money in my bank??. Many thanks for your help!!!! :money:


    Well Done:T Congratulations!:beer:

    Every company differs on when the timescales, but give them at least 2 weeks if you hear nothing contact them to ask, some are 21 days after they receive your signed acceptance forms.

    Hope your not waiting too long, good luck.;)
    The one and only "Dizzy Di" :D
  • clr_2
    clr_2 Posts: 1 Newbie
    Had egg card I discovered I was paying PPI so sent them an email (simply because I couldn't print out Martins email) & they emailed me back to say they would look into it. 5 days later I just received a letter to say they credited my account £1049.99. they back dated PPI for 6 years and paid at 8% interest, Thanks Martin, because of you I have been able to claim back a total of £4500 due to the big bad banks.
  • di3004
    di3004 Posts: 42,579 Forumite
    clr wrote: »
    Had egg card I discovered I was paying PPI so sent them an email (simply because I couldn't print out Martins email) & they emailed me back to say they would look into it. 5 days later I just received a letter to say they credited my account £1049.99. they back dated PPI for 6 years and paid at 8% interest, Thanks Martin, because of you I have been able to claim back a total of £4500 due to the big bad banks.

    Hi and welcome
    That is great!:T Well done!:beer:
    The one and only "Dizzy Di" :D
  • The_Marksman
    The_Marksman Posts: 1,712 Forumite
    clr wrote: »
    Had egg card I discovered I was paying PPI so sent them an email (simply because I couldn't print out Martins email) & they emailed me back to say they would look into it. 5 days later I just received a letter to say they credited my account £1049.99. they back dated PPI for 6 years and paid at 8% interest, Thanks Martin, because of you I have been able to claim back a total of £4500 due to the big bad banks.


    lol thats wicked news!:D

    :T:beer::T
    :p:D:p Perfer et obdurai dolor hic tibi proderit olim :p:D:p
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