PPI Reclaiming successes and failures

amersall

kdbrown wrote: »

What were you reclaiming: Secured loan ppi
Who was the provider: Santander
How much did you get back: £3000
Did you get it back after a letter or did you go to the Financial Ombudsman: Letter direct to lender
And then write your brief reclaim tale

Sent a letter after hearing about it on this website. 2 weeks later i had the offer of 3k.

Thanks!!

:j:j:jWell done :beer::beer::money:

The_Marksman

amersall wrote: »

Aww, now i am blushing :o:o thank you so much.
We aim to please and DI is brill xxxxxxxx

takes alot more than that to make you two blush:D lol

but you are simply the best:A:A

k77mss

di3004 wrote: »

Hiya

so sorry to hear this news.

Was this their final decision?

hi di they said in letter the complaint is closed and i can go to fos

The_Marksman

k77mss wrote: »

hi di they said in letter the complaint is closed and i can go to fos

do it and dont give up!:D:D:D:D:D:D:D:D

amersall

k77mss wrote: »

hi di they said in letter the complaint is closed and i can go to fos

Take it to FOS, with any more info you can add, dont let this drop.

di3004

Yes defo take it to the FOS, stay strong now.;) x

Sasso_Palmieri

Dunno how much use this'll be but, after the ruling, I thought I'd check my Egg credit card of nine years. Guess what I didn't know I had.

One swift letter, a not-so-swift response, and I received a cheque for £875, including the card-protection rubbish; the interest charged; plus another 8% for the time they had it.

Given the minimal effort, it was well worth it. I would say 'thanks' to Egg for shelling out, but as it was my cash in the first place, so it can sod off.

For anyone else, I'd recommend writing, whether you use Martin's template, or - like I did - simply request all PPIs back from the past six years. After a month, chase them. Another fortnight and, if you had any form of PPI, expect a cheque.

:money:

PS, the amusing thing is that Egg claims the cheque is no admission of guilt, nor does it pertain to the recent rulings. And my !!!! is a cream bun.

amersall

:j:j Well done :beer::money:

Scotty1.7

Well- Giot the first letter from the Co-Op

8 week wait at the longest know for a descion/ offer if I get one.

Fingers crossed

di3004

Sasso_Palmieri wrote: »

Dunno how much use this'll be but, after the ruling, I thought I'd check my Egg credit card of nine years. Guess what I didn't know I had.

One swift letter, a not-so-swift response, and I received a cheque for £875, including the card-protection rubbish; the interest charged; plus another 8% for the time they had it.

Given the minimal effort, it was well worth it. I would say 'thanks' to Egg for shelling out, but as it was my cash in the first place, so it can sod off.

For anyone else, I'd recommend writing, whether you use Martin's template, or - like I did - simply request all PPIs back from the past six years. After a month, chase them. Another fortnight and, if you had any form of PPI, expect a cheque.

:money:

PS, the amusing thing is that Egg claims the cheque is no admission of guilt, nor does it pertain to the recent rulings. And my !!!! is a cream bun.

Brilliant!:T:T Well done!:beer: