PPI Reclaiming successes and failures

DrakesheadLabs

Wrote to Santander about this. Guess what?? They have offered me just over £2k!! I am delighted..thanks again ML.

Mrsbowbow

I can't believe it, today I've had a Response from Northern Rock to say " I do not believe there is sufficient evidence to decline your claim of your premiums and interest. I can confirm that on that basis I agree to uphold your claim and refund the premiums and interest +8% interest.:j

Not only that because I have had 2 previous loans with them going back to 2004 and paid PPi on them they are going to refund them as well, which is a bonus because I never mentioned them in my questionnaire (I never mentioned them only because I didn't have the paperwork)

The only thing is they can't confirm how much refund I'll get, and will get an exact confirmation within 4 weeks.

I can't thank this Website enough, if it wasn't for the help and support of this site I may not have done it.
Can't wait for the letter of confirmation now !!!

ONLY MBNA to go now !!!!

di3004

DrakesheadLabs wrote: »

Wrote to Santander about this. Guess what?? They have offered me just over £2k!! I am delighted..thanks again ML.

Well done and Congratulations!:beer:

di3004

Mrsbowbow wrote: »

I can't believe it, today I've had a Response from Northern Rock to say " I do not believe there is sufficient evidence to decline your claim of your premiums and interest. I can confirm that on that basis I agree to uphold your claim and refund the premiums and interest +8% interest.:j

Not only that because I have had 2 previous loans with them going back to 2004 and paid PPi on them they are going to refund them as well, which is a bonus because I never mentioned them in my questionnaire (I never mentioned them only because I didn't have the paperwork)

The only thing is they can't confirm how much refund I'll get, and will get an exact confirmation within 4 weeks.

I can't thank this Website enough, if it wasn't for the help and support of this site I may not have done it.
Can't wait for the letter of confirmation now !!!

ONLY MBNA to go now !!!!

Fantastic!:T Congratulations!:beer:

amersall

DrakesheadLabs wrote: »

Wrote to Santander about this. Guess what?? They have offered me just over £2k!! I am delighted..thanks again ML.

:j:j AB FAB:money::T:T

amersall

Mrsbowbow wrote: »

I can't believe it, today I've had a Response from Northern Rock to say " I do not believe there is sufficient evidence to decline your claim of your premiums and interest. I can confirm that on that basis I agree to uphold your claim and refund the premiums and interest +8% interest.:j

Not only that because I have had 2 previous loans with them going back to 2004 and paid PPi on them they are going to refund them as well, which is a bonus because I never mentioned them in my questionnaire (I never mentioned them only because I didn't have the paperwork)

The only thing is they can't confirm how much refund I'll get, and will get an exact confirmation within 4 weeks.

I can't thank this Website enough, if it wasn't for the help and support of this site I may not have done it.
Can't wait for the letter of confirmation now !!!

ONLY MBNA to go now !!!!

:money:CONGRATS :beer::T

k77mss

Gunnersaurus wrote: »

Hi All.

After contacting Capital One for a second time, they have written back advising that they won't be paying out and it's their final decision.

According to them, it's my fault that the paperwork they supposedly send me got lost in the post, and that is why I never had any details of my policy. Personally I think this is one of the worst excuses I have heard. Documentation as important as this should be sent recorded delivery surely?

They are also still refusing to give me the transcript of my supposed telephone conversation, when they sold me the PPI as it is over 6 years old. I sent them a letter requesting all documents and transcripts they hold of me, and my cheque for £10, and I've hardly received any information from them at all, they are claiming I need to send them a further cheque for telephone transcripts, and I need to detail the dates and times of the conversations I want so they can look them up!

I wasn't born yesterday, and I'm convinced this is a fob off from C.O, but just wanted some advice, and to see if anyone else have had problems such as these? I am writing to the FO to get them to take up my claim.

I didn't think this was going to be easy!!! :mad::mad::mad:

G
x

well done great news i have complaint in with northern rock can you tell me when u first wrote to them and did you get any letters from them thanxs

Footiemad_2

DrakesheadLabs wrote: »

Wrote to Santander about this. Guess what?? They have offered me just over £2k!! I am delighted..thanks again ML.

Well done. :beer::beer:

Footiemad_2

Mrsbowbow wrote: »

I can't believe it, today I've had a Response from Northern Rock to say " I do not believe there is sufficient evidence to decline your claim of your premiums and interest. I can confirm that on that basis I agree to uphold your claim and refund the premiums and interest +8% interest.:j

Not only that because I have had 2 previous loans with them going back to 2004 and paid PPi on them they are going to refund them as well, which is a bonus because I never mentioned them in my questionnaire (I never mentioned them only because I didn't have the paperwork)

The only thing is they can't confirm how much refund I'll get, and will get an exact confirmation within 4 weeks.

I can't thank this Website enough, if it wasn't for the help and support of this site I may not have done it.
Can't wait for the letter of confirmation now !!!

ONLY MBNA to go now !!!!

Thats brilliant news. Fanatastic.! Well done for putting pen to paper and to get the others refunded too even better.:j:T:T:money:

Mrsbowbow

k77mss wrote: »

well done great news i have complaint in with northern rock can you tell me when u first wrote to them and did you get any letters from them thanxs

Thanks ! I first wrote to them on 22nd Feb and they have been really good. They acknowledged the compliant within days then they have sent two letters saying they need more time to investigate. Then yesterday I had the confirmation that it's been upheld and I've been sucessful.
I did phone them today and they said they do have a big backlog because since the review court case last week they now have to look at all previous loans/credit cards you have with them if you have made a compliant so it's taking alot longer.
They said I should have a settlement figure within 4 weeks :T