PPI Reclaiming successes and failures

di3004

memessedup wrote: »

Got it/get in

claiming back . On a loan (a large one £84 k)
company first plus
refund £20,571.60 full refund of insurance premium+ interest on premium to date £10,355.91 this has come of the balance wiping out any arrears+ cheque for £962.59
i got this after my second letter.
After seeing all the story's about misselling i started to look and used martins templates adjusting them to why i felt it was missold to me and wow did it work
my monthly payment was £1031 p.c.m + £100 arrears,we were days away from having the house repossed and now no arrears and a new monthly payment of£768 p.c.m
working it out after taking future payments savings into account i think in all it has cost them close to £100k to settle
i hope that anyone with any doubts will look at this and and hopefully renew your hope ... This cost me 2x recorded delivery.

Hope ive put this in the correct section

Well done to you :T:beer::j and the very best of luck.;)

amersall

memessedup wrote: »

Got it/get in

claiming back . On a loan (a large one £84 k)
company first plus
refund £20,571.60 full refund of insurance premium+ interest on premium to date £10,355.91 this has come of the balance wiping out any arrears+ cheque for £962.59
i got this after my second letter.
After seeing all the story's about misselling i started to look and used martins templates adjusting them to why i felt it was missold to me and wow did it work
my monthly payment was £1031 p.c.m + £100 arrears,we were days away from having the house repossed and now no arrears and a new monthly payment of£768 p.c.m
working it out after taking future payments savings into account i think in all it has cost them close to £100k to settle
i hope that anyone with any doubts will look at this and and hopefully renew your hope ... This cost me 2x recorded delivery.

Hope ive put this in the correct section

:T:T:T Love to see a win with fp :D
Well done :j:j:j

alyson1982

di3004 wrote: »

Hi

Your welcome

Hope its not too long now, good luck.;)X

Can you believe after all my moaning and groaning I received a letter on the 16th September with my calculations!! It now says it may take up to 21 days for the money to be refunded back to me but at least we are moving forward!!!!!!


Its such a great feeling winning your case xx :j:j:j:j

di3004

alyson1982 wrote: »

Can you believe after all my moaning and groaning I received a letter on the 16th September with my calculations!! It now says it may take up to 21 days for the money to be refunded back to me but at least we are moving forward!!!!!!


Its such a great feeling winning your case xx :j:j:j:j

LOL, we all do it lmao :rotfl::rotfl:
Well that's great news, Well done!:beer:;)X

alyson1982

cheekyreddevil wrote: »

Hi Alyson,

I got a letter in June saying that they would refund me and would take 21 days to sort the calculations.
Got the letter from them on 14th September, more than 21 days I waited, when I phoned them, they kept saying they were behind....
Hang in there xxxxxx

I received my letter with the calculations yipeeeee!!! The letter is dated 15th Sep and says they will pay within 21 days. Have you had your money off them? Did yours say the same?

Sorry I know i'm being nosey Lol - once again just impatient, I won't believe the m,oney is mine until its back in the bank Lol!!

Alyson xx :j:j:j:j:j

di3004

alyson1982 wrote: »

I received my letter with the calculations yipeeeee!!! The letter is dated 15th Sep and says they will pay within 21 days. Have you had your money off them? Did yours say the same?

Sorry I know i'm being nosey Lol - once again just impatient, I won't believe the m,oney is mine until its back in the bank Lol!!

Alyson xx :j:j:j:j:j

Fantastic Alyson :T:j, great news, Congratulations!:beer:X

CJ53

So far Egg£2500, Coop £3300 and £1200, Barclaycard £1800 - thanks to all at MSE and the "Templates!!:j

Failures -rejection from Citibank and Aqua ( actually Halifax ) on the grounds that I ticked a box - is there any comeback? Is it worth trying the FOS on these two?

My real problem is a car loan with Welcome Finance, which was arranged by ACF a car sales franchise ( I argued that the car sales person had no financial beckground / told it was compulsory )- been through rejection, went to FOS, who have just replied that at the time of sale(2002) neither were regulated by the FSA - however, the loan was not paid off until October 2006, so wondering if I should ask FOS for an investigation?:(

rowls

has anyone had any dealings with Nemo finance ? we took out various loans secured on our property & still have one running at present for £48,000 :mad: yes wow!!!
This has PPI on it totalling the loan upto approx £64,000 , the cover is only for 5 years but the loan is for 25 years !!
We are going through a company called EMC to try and reclaim our PPI .
Could anyone say whether they have been successful against Nemo or with EMC ...

Thanks

deeb604

CJ53 wrote: »

So far Egg£2500, Coop £3300 and £1200, Barclaycard £1800 - thanks to all at MSE and the "Templates!!:j

Failures -rejection from Citibank and Aqua ( actually Halifax ) on the grounds that I ticked a box - is there any comeback? Is it worth trying the FOS on these two?

My real problem is a car loan with Welcome Finance, which was arranged by ACF a car sales franchise ( I argued that the car sales person had no financial beckground / told it was compulsory )- been through rejection, went to FOS, who have just replied that at the time of sale(2002) neither were regulated by the FSA - however, the loan was not paid off until October 2006, so wondering if I should ask FOS for an investigation?:(

I have been in same boat with a loan taken out in 2002 and paid off nov 2004, fos said as the company was not regulated they would not pursue a claim

di3004

rowls wrote: »

has anyone had any dealings with Nemo finance ? we took out various loans secured on our property & still have one running at present for £48,000 :mad: yes wow!!!
This has PPI on it totalling the loan upto approx £64,000 , the cover is only for 5 years but the loan is for 25 years !!
We are going through a company called EMC to try and reclaim our PPI .
Could anyone say whether they have been successful against Nemo or with EMC ...

Thanks

Hi there

And yes, we were successful with a ppi reclaim against Nemo and was awarded almost £13K back in ppi, this was back in 2007.
We did have 2 loans with them, the first one was arranged through a broker, so this was pursued through the actual broker and the loan advance Nemo, so it was Nemo with this one, however when I say successful - it went as far as the FOS, when we settled that loan off, we settled at paying off almost £67K with ppi, this was why we were awarded almost £13K.;)