PPI Reclaiming successes and failures

di3004

goochie wrote: »

Hi there

Sorry if I am being dim, but is there a template letter for writing to the bank to request refund of PPI (first contact), and should I attach the FOS questionnaire with this letter?? Just want to get this right.
Thanks

Hiya and not your not being dim

I believe that the FOS questionnaire replaced the first letter template on this site, but if you want to write your own cover letter to enclose with the questionnaire that is entirely up to you.

Hope this helps, good luck on your reclaiming, please keep us posted.
Cheers.:)

[Deleted User]

di3004 wrote: »

Hiya and not your not being dim

I believe that the FOS questionnaire replaced the first letter template on this site, but if you want to write your own cover letter to enclose with the questionnaire that is entirely up to you.

Hope this helps, good luck on your reclaiming, please keep us posted.
Cheers.:)

Thank you - OK, I'm off to the post office!

di3004

goochie wrote: »

Thank you - OK, I'm off to the post office!

Cool :T, and good luck.:D;)

Jamrock

Hi All, I checked my credit report and realised I had a MBNA cc that I opened in July 2000 and closed May 2004. I sent letter off using the template from MSE requesting the cc agreement and any montly ppi payments be listed and shown to me. I sent the letter beginning of May. I did not think I would have agreed to PPI but could not remember and thought for the price of a stamp give it a go. They used all sorts of delay tactics:mad: and 2 letters later and couple of phonecalls 4 months on (today) I called them they said they had sent me in the post a letter on 1st Sept (I have not received it!) and that they will be sending a cheque for £161! To me this means that they are confirming they misold me PPI. I asked them to send me a full breakdown as my balance at the highest was 9k lowest around 3k. Over four years I can't believe I only paid £161 in ppi. The lady I spoke to said that she has to pass me onto a different department who deals with PPI, Customer Advocate or something she said. They took my mobile and said someone would be calling. I'm hoping this will get settled quickly. I think they are hoping I will just take the £161. NOt on your NELLY! Will keep you posted to how I get on as from reading posts here I know this is one of their tricks. Thank you as without this forum I might not of taken it further. I am actively fighting my debt and this payout would mean I'm a lot closer to being debt free :j.

Good luck to all who are claiming back :beer:

di3004

Jamrock wrote: »

Hi All, I checked my credit report and realised I had a MBNA cc that I opened in July 2000 and closed May 2004. I sent letter off using the template from MSE requesting the cc agreement and any montly ppi payments be listed and shown to me. I sent the letter beginning of May. I did not think I would have agreed to PPI but could not remember and thought for the price of a stamp give it a go. They used all sorts of delay tactics:mad: and 2 letters later and couple of phonecalls 4 months on (today) I called them they said they had sent me in the post a letter on 1st Sept (I have not received it!) and that they will be sending a cheque for £161! To me this means that they are confirming they misold me PPI. I asked them to send me a full breakdown as my balance at the highest was 9k lowest around 3k. Over four years I can't believe I only paid £161 in ppi. The lady I spoke to said that she has to pass me onto a different department who deals with PPI, Customer Advocate or something she said. They took my mobile and said someone would be calling. I'm hoping this will get settled quickly. I think they are hoping I will just take the £161. NOt on your NELLY! Will keep you posted to how I get on as from reading posts here I know this is one of their tricks. Thank you as without this forum I might not of taken it further. I am actively fighting my debt and this payout would mean I'm a lot closer to being debt free :j.

Good luck to all who are claiming back :beer:

Hi there

And the best of luck to you, and yes good point there.

Its possibly just an offer, and like you said they are hoping you will accept that amount.

Good on your for sticking to your guns and fingers crossed too.:beer:

tophies

tophies wrote: »

Another cheque in the post today for £2023.67 from Barclays...Grand total £17424.10 I cant say thankyou enough to Moneysavingexpert and Martin Lewis for this site and giving me the where with all and the information to claim this money back..thankyou thankyou thankyou:T:T:beer:

Ok two more successful claims today, one for £1078.59 and £1086.36, bringing my total reclaimed so far at £19588.95. Have two more in the pipeline to see if they are successful. Can i break the £20k mark.... anyway thanks once again to MSE...:j:j

di3004

tophies wrote: »

Ok two more successful claims today, one for £1078.59 and £1086.36, bringing my total reclaimed so far at £19588.95. Have two more in the pipeline to see if they are successful. Can i break the £20k mark.... anyway thanks once again to MSE...:j:j

WOW, on the up then:D:T:T well done :T & Congratulations":beer:

[Deleted User]

tophies wrote: »

Ok two more successful claims today, one for £1078.59 and £1086.36, bringing my total reclaimed so far at £19588.95. Have two more in the pipeline to see if they are successful. Can i break the £20k mark.... anyway thanks once again to MSE...:j:j

Wow, I am seriously impressed - well done. My claim will be nowhere near as much!

Success_Story

Hi All,

I recently followed the tios on how to reclaim PPI for my partner. He was told from Barclays bank that he had to take the PPI to have the loan and it was not an option. After only two letters sent to Barclays they have replied saying they don't think he was missold PPI but as a gesture of good will they will refund this to the amount of £2700.00. This is enough to pay off the loan with a little extra. Total success we couldn't believe how easy this was to do.

:beer:

di3004

Success_Story wrote: »

Hi All,

I recently followed the tios on how to reclaim PPI for my partner. He was told from Barclays bank that he had to take the PPI to have the loan and it was not an option. After only two letters sent to Barclays they have replied saying they don't think he was missold PPI but as a gesture of good will they will refund this to the amount of £2700.00. This is enough to pay off the loan with a little extra. Total success we couldn't believe how easy this was to do.

:beer:

Well done to you.:):j And Congratulations!:beer: