PPI Reclaiming successes and failures

minikez7

Hi Everyone,

I have made claims for PPI from 2 credit cards and been successful on them both:

• What were you reclaiming: Credit Card PPI
  
• Who was the provider: Egg
• How much did you get back: 389
• Did you get it back after a letter or did you go to the Financial Ombudsman: After 1st letter
  
• And then write your brief reclaim tale: Saw on the money saving expert website that I could claim, so wrote my own letter. Was so quick and easy. They refunded me the whole PPI I had paid, plus the interest.

• What were you reclaiming: Credit Card PPI
  
• Who was the provider: Virgin
• How much did you get back: £180
• Did you get it back after a letter or did you go to the Financial Ombudsman: Filled in template letter from moneysaving website and got offered refund in a reply letter.
  
• And then write your brief reclaim tale: they have offered to refund me ppi paid pls interest charge on it. They ae automatically sending the money to me, but I am writing to ensure that the amount refunded covers the complete amount I paid as I lost a card whilst with Virgin, so they gave me a new account number, so need to check that they jave taken into account both accounts when calculating the refund.

It is very worth the short amount of time it takes to claim. I found the questionnaire template on this website took longer than the letter I wrote myself, it also had more info than the letter i wrote. If you are put off by the complex content in the questionnaire then I would encourage you not to give up and write your own letter with any info you can remember.

Kerry

di3004

theflowerpotman wrote: »

Lloyds have just upheld my next complaint re LPI on a loan. I reckon, with the loan I mentioned yesterday, and this one, I'll be due back about £5k. Once again, thanks to all for support and advice.

John :)

Fantastic John, well done and Congratulations!:T:beer::j

di3004

minikez7 wrote: »

Hi Everyone,

I have made claims for PPI from 2 credit cards and been successful on them both:

• What were you reclaiming: Credit Card PPI
  
• Who was the provider: Egg
• How much did you get back: 389
• Did you get it back after a letter or did you go to the Financial Ombudsman: After 1st letter
  
• And then write your brief reclaim tale: Saw on the money saving expert website that I could claim, so wrote my own letter. Was so quick and easy. They refunded me the whole PPI I had paid, plus the interest.

• What were you reclaiming: Credit Card PPI
  
• Who was the provider: Virgin
• How much did you get back: £180
• Did you get it back after a letter or did you go to the Financial Ombudsman: Filled in template letter from moneysaving website and got offered refund in a reply letter.
  
• And then write your brief reclaim tale: they have offered to refund me ppi paid pls interest charge on it. They ae automatically sending the money to me, but I am writing to ensure that the amount refunded covers the complete amount I paid as I lost a card whilst with Virgin, so they gave me a new account number, so need to check that they jave taken into account both accounts when calculating the refund.

It is very worth the short amount of time it takes to claim. I found the questionnaire template on this website took longer than the letter I wrote myself, it also had more info than the letter i wrote. If you are put off by the complex content in the questionnaire then I would encourage you not to give up and write your own letter with any info you can remember.

Kerry

Good one Kerry, Congratulations!:beer::T:j, and of course, cheers for advice as well.;)

halphy

minikez7 wrote: »

Hi Everyone,

I have made claims for PPI from 2 credit cards and been successful on them both:

• What were you reclaiming: Credit Card PPI
  
• Who was the provider: Egg
• How much did you get back: 389
• Did you get it back after a letter or did you go to the Financial Ombudsman: After 1st letter
  
• And then write your brief reclaim tale: Saw on the money saving expert website that I could claim, so wrote my own letter. Was so quick and easy. They refunded me the whole PPI I had paid, plus the interest.

• What were you reclaiming: Credit Card PPI
  
• Who was the provider: Virgin
• How much did you get back: £180
• Did you get it back after a letter or did you go to the Financial Ombudsman: Filled in template letter from moneysaving website and got offered refund in a reply letter.
  
• And then write your brief reclaim tale: they have offered to refund me ppi paid pls interest charge on it. They ae automatically sending the money to me, but I am writing to ensure that the amount refunded covers the complete amount I paid as I lost a card whilst with Virgin, so they gave me a new account number, so need to check that they jave taken into account both accounts when calculating the refund.

It is very worth the short amount of time it takes to claim. I found the questionnaire template on this website took longer than the letter I wrote myself, it also had more info than the letter i wrote. If you are put off by the complex content in the questionnaire then I would encourage you not to give up and write your own letter with any info you can remember.

Kerry

Well done Kerry, ive sent a few a letter and a few a questionnaire, they are long winded arent they!

halphy

theflowerpotman wrote: »

Lloyds have just upheld my next complaint re LPI on a loan. I reckon, with the loan I mentioned yesterday, and this one, I'll be due back about £5k. Once again, thanks to all for support and advice.

John :)

Fantastic John, well done, and deserved x

halphy

amersall wrote: »

Take a look at this people, this makes my blood boil when people answer in this tone, no wonder it puts people off from posting. This poster has only signed up today!! this could put them off claiming.

https://forums.moneysavingexpert.com/discussion/2659281

Thanks goodness we're not all like them!! LOL

grayo_2

HFC PPI successful claim

Got a result from HFC (about £4K) for a previous loan.

Has anyone any idea how long you will usually have to wait from returning the signed settlement form and getting the settlement in yuor bank account?
ta Gray

di3004

grayo wrote: »

HFC PPI successful claim

Got a result from HFC (about £4K) for a previous loan.

Has anyone any idea how long you will usually have to wait from returning the signed settlement form and getting the settlement in yuor bank account?
ta Gray

Hi and welcome

Well done and Congratulations!:T:beer::j

After you send back the acceptance, give them say a month, if you hear nothing, then chase them up.
You may even receive your money way before then, but I would not give them longer than a month, good luck, hope you get your money soon.;)

Di

halphy

Quote:
Originally Posted by grayo
HFC PPI successful claim

Got a result from HFC (about £4K) for a previous loan.

Has anyone any idea how long you will usually have to wait from returning the signed settlement form and getting the settlement in yuor bank account?
ta Gray


Yes no longer than a month, most say 2 wks or 30 days but they try and take way longer x WELL DONE!

amersall

minikez7 wrote: »

Hi Everyone,

I have made claims for PPI from 2 credit cards and been successful on them both:

• What were you reclaiming: Credit Card PPI
  
• Who was the provider: Egg
• How much did you get back: 389
• Did you get it back after a letter or did you go to the Financial Ombudsman: After 1st letter
  
• And then write your brief reclaim tale: Saw on the money saving expert website that I could claim, so wrote my own letter. Was so quick and easy. They refunded me the whole PPI I had paid, plus the interest.

• What were you reclaiming: Credit Card PPI
  
• Who was the provider: Virgin
• How much did you get back: £180
• Did you get it back after a letter or did you go to the Financial Ombudsman: Filled in template letter from moneysaving website and got offered refund in a reply letter.
  
• And then write your brief reclaim tale: they have offered to refund me ppi paid pls interest charge on it. They ae automatically sending the money to me, but I am writing to ensure that the amount refunded covers the complete amount I paid as I lost a card whilst with Virgin, so they gave me a new account number, so need to check that they jave taken into account both accounts when calculating the refund.

It is very worth the short amount of time it takes to claim. I found the questionnaire template on this website took longer than the letter I wrote myself, it also had more info than the letter i wrote. If you are put off by the complex content in the questionnaire then I would encourage you not to give up and write your own letter with any info you can remember.

Kerry

:beer: Well done and congrats :j
I wrote my own letters, if people feel comfortable doing that then that is fine. Also, if people are ok with using the template letters then go with that.At the end of the day if the result is the same do whatever is most easiest.