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Half way there and a slight change of direction

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  • elantan
    elantan Posts: 21,022 Forumite
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    Thanks Kc ... We will be very careful when we are mortgage free as we have a continued goal, maybe that was where she went wrong? I was shocked at what she did say though, but will look at it as an opportunity to learn and ensure it wont be the future we experience :)

    A wee free reminder and lesson if you will :)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
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    Hiya! Yep, I was thinking of your 100 month self challenge :) always good to get reminders though :)
    2023: the year I get to buy a car
  • skint_spice
    skint_spice Posts: 13,460 Forumite
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    So glad you are having a wee rest - you need it! Hope you both enjoy Shakespeare, sounds great and Castle Douglas is lovely, even the drive should relax you a bit x
    Mortgage OP 2025 £6750/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £35,463

    Declutter 12/244

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • beanielou
    beanielou Posts: 95,935 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Well I know I wouldent be as skint withno mortgage but most importantly I would not have worry of loosing ma wee hoose.

    Enjoy tonight xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
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  • judi24
    judi24 Posts: 2,272 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I know I would be much better off debt free never mind mortgage free! I am currently paying mortgage and debt at a rate of 2k a month! Wow what I could do with that each month!!!


    You are doing really well with the mortgage challenge on top of everything else! I hope your new placement is good too!
  • edinburgher
    edinburgher Posts: 13,963 Forumite
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    Ah, the dreaded lifestyle inflation :p
  • Karmacat
    Karmacat Posts: 39,460 Forumite
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    lifestyle inflation
    Thats the phrase!
    2023: the year I get to buy a car
  • elantan
    elantan Posts: 21,022 Forumite
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    So glad you are having a wee rest - you need it! Hope you both enjoy Shakespeare, sounds great and Castle Douglas is lovely, even the drive should relax you a bit x

    Oh it was a beautiful drive down, after the time we had had at the families earlier on yesterday it was perfect for unwinding :) lovely wee town as well
    judi24 wrote: »
    I know I would be much better off debt free never mind mortgage free! I am currently paying mortgage and debt at a rate of 2k a month! Wow what I could do with that each month!!!


    You are doing really well with the mortgage challenge on top of everything else! I hope your new placement is good too!

    Aye I thought the same as well ... placement ... welllllllll I am counting myself very lucky that this is the first place I am not enjoying, so many of my fellow students have hated all their placements, I am learning an awful lot ... none of it nursing, but dealing with situations ... which I know that when I am a nurse I am going to come up against time and time again, it is an issue I have had for a long time so I know that I will learn a lot this time and am grateful for the opportunity to learn :)
    Ah, the dreaded lifestyle inflation :p

    That is exactly it Ed exactly, or atleast I presume so, it's the only thing I can think of tbh ...
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Well yesterday, we had a rather stressful day with the family, I think that both Mr El and myself have been so busy dealing with so many things that we have not spent as much time as we shouldve with the inlaw's, yes we phone often and we generally have met up once or twice a week and Mr El tries to pop in daily when he is out and about but yesterday we stepped into the middle of a war zone, Mr El disappeared with his dad and I stayed with his mum, we calmed the situation down and then left.

    On our way down to Castle Douglas we discussed the situation, we knew that things were getting more stressful for all but I think maybe we didnt appreciate just how much, we have decided we are going to have to be more involved and deal with more things for them and hopefully things will calm down, we have also recognised though that we need to spend time for us as well.

    So yesterday was a wonderful day to go for a long drive after the stress, it was a wonderful time to spend destressing with Mr El, we were very money conscious and looked at a few places for price lists for food, we found them a bit too much for us so landed up having a wonderful pancake in a Dutch pancake place, then went for a long walk around the local loch just chatting and spending time, preparing for the future and discussing the nurse ( yep the mortgage and FIRE were never far away from the chat)

    We pulled up outside the theatre and I noticed the car behind us had a Common Weal sticker I turned to Mr El and said " well we must be in the right place " ... Went in the theatre and was thoroughly impressed, its an old church that has been turned into a community place ( as opposed to a pub or flats) where they show films and put on productions of various plays, it was real communities in action and blew me away.

    The play, well we laughed and laughed and laughed, the acting wasnt brilliant, but it was like they recognised they were an Am Dram production and decided rather than try and be professional they would behave within their limits and act accordingly, it was so refreshing, it was hilarious, it was nothing like Shakespeare, it was people playing Norwegian wood and sleeping in the mystery machine, a guy floating about smoking a joint and a wa being a wa and then going a wa ... we laughed so hard we had tears running down our faces, I am not doing it justice by describing it to you but honestly take my word it was brilliant, worth every penny and more.

    So today we are getting organised doing a bit of cooking then we are back down to the parents house to see how things are going today.
  • edinburgher
    edinburgher Posts: 13,963 Forumite
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    I must be missing something, because catching up with the in-laws in person once or twice a week sounds excessive to me and you think you're not seeing them enough?! :eek:

    Are they older/do they have health problems? Mr El's once a day sounds incredibly hard to achieve...
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