📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Half way there and a slight change of direction

1101113151668

Comments

  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi El! Good to see a big update from you :) and yes, thats a *lot* of hours in the week - quite understandable you're not on here much! Washing machine and insurance cancellation keep you on track - and jeez, woman, if you're due to be offsetting the mortgage by teh end of the year, thats brilliant!
    2023: the year I get to buy a car
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    Very good to see you getting there and getting on with getting there. Lovely to see you last month x
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • beanielou
    beanielou Posts: 95,925 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Keep plodding dearest Mrs El xxx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Well I think I may have got the bay of E issue sorted, although tbh it is nothing official, just a couple of emails thanking me for paying my bill and allowing me to use my account again, ehhh nope didnt pay the bill as it wasnt my bill to pay and wont be using the bay of E again as their customer service is appalling, but if that is it sorted then I am relieved.

    Have landed up treating myself to a foot spa, as my feet kill me after work, I am in agony every shift, so hopefully a wee foot spa every night will help.

    Was great to see you Butti, hopefully will see you again soon :) Hopefully this year I will meet up with Beanie, Skinty, Bob and Memory girl again as well :)
  • skint_spice
    skint_spice Posts: 13,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    me + you + hill = fab day out! Would like a wee road trip to Beanie land too mind ;)
    Mortgage OP 2025 £6750/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £35,463

    Declutter 12/244

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    ohhhh Aye ... we NEED to hit a hill this year ... and a road trip to Beanies sounds ideal also ... you up for that Beanie ?
  • beanielou
    beanielou Posts: 95,925 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    elantan wrote: »
    ohhhh Aye ... we NEED to hit a hill this year ... and a road trip to Beanies sounds ideal also ... you up for that Beanie ?

    Sounds good when my back finally comes out of spasm.
    Doped up so much on diazapam.............
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • skint_spice
    skint_spice Posts: 13,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou wrote: »
    Sounds good when my back finally comes out of spasm.
    Doped up so much on diazapam.............

    Hope it's better soon, must be awful.
    Mortgage OP 2025 £6750/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £35,463

    Declutter 12/244

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • judi24
    judi24 Posts: 2,272 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Oh dear I remember it well! I was a single parent with 2 kids doing my training and working evenings and 1 weekend day in the bingo hall to get by (not very well I must add - this is when my debt started!!!) But it was definitely worth it - my current work place reminds me of that every day! (I work in a hospice!) - you will get there - and I can see you are motivated to off set your mortgage but you do need to look after you in all this!!! You're garden will wait!!!
  • edinburgher
    edinburgher Posts: 13,962 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The foot spa sounds like a very good purchase, I have to say that I don't miss jobs where I had to walk around for 9-10 hours a day.

    Hope you're plotting a way through all the disruption and managing to enjoy whatever small triumphs come along? :)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.5K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.5K Work, Benefits & Business
  • 599.8K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.