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Nice People Thread No. 14, all Nice and Proper
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H, I would have thought minor delay. You may be able to ring them in advance to let them know you're going t make the transaction to avoid this.
I work for a bank and the point that we get arsey can vary a lot depending on the circumstances, location, what's being purchased etc.“I could see that, if not actually disgruntled, he was far from being gruntled.” - P.G. Wodehouse0 -
Today was a real money saving day - sort of. Finally got round to sorting out the mess that is Sky Tv with BT phone with Virgin broadband. Transferring the lot to Virgin. I think the gain is that we gain new equipment as well as saving some money, our Sky boxes are failing rapidly.
Also moved our home insurance, renewal quote was £950! Gone elsewhere for £333.I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0 -
“The great enemy of the truth is very often not the lie – deliberate, contrived, and dishonest – but the myth, persistent, persuasive, and unrealistic.
Belief in myths allows the comfort of opinion without the discomfort of thought.”
-- President John F. Kennedy”0 -
I was guessing a vehicle of some sort, though sad it isn't a party.Please stay safe in the sun and learn the A-E of melanoma: A = asymmetry, B = irregular borders, C= different colours, D= diameter, larger than 6mm, E = evolving, is your mole changing? Most moles are not cancerous, any doubts, please check next time you visit your GP.
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H, I would have thought minor delay. You may be able to ring them in advance to let them know you're going t make the transaction to avoid this.
Thanks, I'll call them tomorrow and see what they say, hopefully it should be smooth enough.
As I say, just didn't know if there was actually a transaction limit with debit cards, or just a point at which they make further enquiries.“The great enemy of the truth is very often not the lie – deliberate, contrived, and dishonest – but the myth, persistent, persuasive, and unrealistic.
Belief in myths allows the comfort of opinion without the discomfort of thought.”
-- President John F. Kennedy”0 -
vivatifosi wrote: »I was guessing a vehicle of some sort, though sad it isn't a party.
Not half as sad as I am!
Even by my jaded standards that would likely be a good night.
“The great enemy of the truth is very often not the lie – deliberate, contrived, and dishonest – but the myth, persistent, persuasive, and unrealistic.
Belief in myths allows the comfort of opinion without the discomfort of thought.”
-- President John F. Kennedy”0 -
HAMISH_MCTAVISH wrote: »Do any of the NP know if there's a limit to the size of debit card transactions?
Or an amount beyond which one's bank may get arsey about it?
AML doesn't apply to a debit card transaction any more than any other sort of non-cash transaction. TBH the bank is most likely to be concerned that it's a fraudulent transaction than about money laundering.
If the money is already in your bank account and not been deemed to be suspicious then AML concerns have already been met.
There would potentially be a problem if you were doing something like putting fifty grand in cash into the bank and then using that in a single large transaction. I'd definitely be calling the AML Officer about that!
Whilst it is your money to spend as you see fit, to reduce the chance of a 'potential fraud' flag being triggered, I'd call the bank to let them know what's going on before hand.
If it's a large transaction could you use a credit card to increase your consumer protection rights?0 -
vivatifosi wrote: »I was guessing a vehicle of some sort, though sad it isn't a party.
Me too. I was going to ask you to collect me on your way Oop North
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Then there is me who gets nervous about the bank getting eeky about a £150 payment.....or even a £50 one.
I am so OCD about problems when eating out or paying for fuel, that I make sure I have the equivalent cash sum in my purse as a just in case measure...drives the boys mad with my stressing.We made it! All three boys have graduated, it's been hard work but it shows there is a possibility of a chance of normal (ish) life after a diagnosis (or two) of ASD. It's not been the easiest route but I am so glad I ignored everything and everyone and did my own therapies with them.
Eldests' EDS diagnosis 4.5.10, mine 13.1.11 eekk - now having fun and games as a wheelchair user.0
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