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Good to see you again. It was natural to panic while running a tight budget, however you've got the option of reducing mortgage O/Ps if needed. How long you got left on it?
The tax change should provide a bit more wage in your pocket too.
Your Christmas plans sound good, make sure there's rest time too.
Mortgage started 2020, aiming to clear it in 2026.0 -
Hope you have had a wonderful Christmas SW & lovely visits to see Andy and your parents. How did you get on with your £300 budget?Best wishes to you for the new year too xx0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10
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