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The Happiness Fund.
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I spent the first day in bed, second day i tidied and marked. Today i am chilling and marking. All is well. Normally i only spend £6 a day on the gas etc but in the cold spell it was much more £10. I keep the credit of £66in the account so it is used when the dd of £190 goes out.
Hope you are all ok. I am marking in a bit and got to give the neighbours their cards. Im not really planning to go out v much. I have to go to marks and spencer to get something for Andy and his mum but that's it over the next few days.Aiming for a minimal spend 20221 -
You needed a good rest.
Have you got decent insulation in your loft as that will help keep costs down.
Where you spending Christmas this year 😊Mortgage started 2020, aiming to clear 31/12/2029.1 -
In the New Forest with Andy. I have got to buy presents and might do that tomorrow. No work done today i might take the day off as weather is glorious outside.Aiming for a minimal spend 20221
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i have treated myself to some work trousers for £20. I bought a present for lodger £10. I should start packing to visit Andy tomorrow. Merry Christmas to all. Have a great time with friends and family stay well.Aiming for a minimal spend 20221
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Have a great Christmas and enjoy your visit 🎅Mortgage started 2020, aiming to clear 31/12/2029.0
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I did it was lovely.I just got back and have a cold. I kept thinking it was hayfever or an allergy lol. No marking done today.Aiming for a minimal spend 20221
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Happy new year SW. Hope you are resting and getting rid of that cold!0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
Hello Skinty, lol the cold has turned into a tummy bug, everyone seems to have it. lol. Hence i have stayed in. However i have done a bit of decluttering and have a sack of charity clothes. I have just sorted out damp in odd bits of my house. I had all this lovely fruit and veg but most of it has gone off as my silly cold and tummy bug meant i couldnt eat it. I am living on crackers.
All being well hoping to do a food shop either tomorrow or on Wednesday.
I spent £350 over Christmas (from my Christmas fund) on travelling, extra presents and treated myself to some bits from fleabay. There is the grand sum of £300 left after all my bills are paid this month. All being well i will be saving an extra £5 a week on bus fares as the govt is reducing the cost of bus travel!
Aiming for a minimal spend 20221 -
Sorry to hear you have been so poorly SW. I hope you are feeling better soon. Good news about the reduced cost of bus travel. £5 a week is a great saving.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
Hope you feel better soon.
Great news the fares are reducing!Mortgage started 2020, aiming to clear 31/12/2029.1
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