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The Happiness Fund.

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  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 20 December 2022 at 11:13AM
    I spent the first day in bed, second day i tidied and marked. Today i am chilling and marking. All is well.  Normally i only spend £6 a day on the gas etc but in the cold spell it was much more £10. I keep the credit of £66in the account so it is used when the dd of £190 goes out. 

    Hope you are all ok. I am marking in a bit and got to give the neighbours their cards. Im not really planning to go out v much. I have to go to marks and spencer to get something for Andy and his mum but that's it over the next few days.
    Aiming for a minimal spend 2022
  • You needed a good rest.

    Have you got decent insulation in your loft as that will help keep costs down.

    Where you spending Christmas this year 😊
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    In the New Forest with Andy. I have got to buy presents and might do that tomorrow. No work done today i might take the day off as weather is glorious outside. 
    Aiming for a minimal spend 2022
  • i have treated myself to some work trousers for £20. I bought a present for lodger £10. I should start packing to visit Andy tomorrow. Merry Christmas to all. Have a great time with friends and family stay well. 
    Aiming for a minimal spend 2022
  • Have a great Christmas and enjoy your visit 🎅
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    I did it was lovely.I just got back and have a cold. I kept thinking it was hayfever or an allergy lol. No marking done today.
    Aiming for a minimal spend 2022
  • Happy new year SW. Hope you are resting and getting rid of that cold! 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 2 January 2023 at 9:06PM
    Hello Skinty, lol the cold has turned into a tummy bug, everyone seems to have it. lol. Hence i have stayed in. However i have done a bit of decluttering and have a sack of charity clothes. I have just sorted out damp in odd bits of my house. I had all this lovely fruit and veg but most of it has gone off as my silly cold and tummy bug meant i couldnt eat it. I am living on crackers. 

    All being well hoping to do a food shop either tomorrow or on Wednesday.

    I spent £350 over Christmas (from my Christmas fund) on travelling, extra presents and treated myself to some bits from fleabay. There is the grand sum of £300 left after all my bills are paid this month. All being well i will be saving an extra £5 a week on bus fares as the govt is reducing the cost of bus travel!
    Aiming for a minimal spend 2022
  • Sorry to hear you have been so poorly SW. I hope you are feeling better soon. Good news about the reduced cost of bus travel. £5 a week is a great saving.  
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Hope you feel better soon.
    Great news the fares are reducing!
    Mortgage started 2020, aiming to clear 31/12/2029.
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