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The Happiness Fund.
Comments
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Sounds like you've nice weather today, take a brew out and grab 20 minutes of sun.Mortgage started 2020, aiming to clear 31/12/2029.1
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Hi Savingwannabe. I’ve recently read your diary from start to finish. It took a while but I’ve really enjoyed it 😊. Just wanted to come on and say hi as I think we are practically neighbours. I live in Cosham and work in QA I totally get your struggle with just one income and a mortgage to pay. You’re doing great. I’m trying to pay my mortgage off a bit quicker as well but it is hard on your own. I’m sure we’ll get there!! Xxslowly working towards being MF one small over payment at a time :T1
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OMG southern chick we are neighbours!!!! Hurrah for the QA, they are wonderful. I am about 5 miles away.
I visited Andy in the New Forest at the weekend with another friend and spent a lot £130. We went for a lovely walk in Keyhaven which i had never been to before!!!!! The plan is to not spend much now for the rest of the month as i will just be working. I am still marking in the garden and slowly getting there, the weather is lovely and it doesn't feel like work as i am outside.
I just extended my broadband and internet contract it will be £44 a month now i think. I have bought one pair of shoes, a blouse and will be getting another pair of trainers tonight i hope. My cc bill is £250 for this month, and £250 for next month. I have the money put aside for it.Aiming for a minimal spend 20222 -
Glad you had a lovely time with friends SW 🤗 If you have the money put aside that’s great, you are not getting into debt and you work hard for your money.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
What a lovely weekend, it's perked you up a lot.
You've not spent much this month and will get through to payday.Mortgage started 2020, aiming to clear 31/12/2029.1 -
I have paid for next months bus pass and i have £80 left after final direct debits go out in a couple of days. Haircut tomorrow and the cost is rising to £20. We are not sure but we might be getting a tiny pay rise at work.Aiming for a minimal spend 20221
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Good luck with the pay rise🤞£80 left until the end of the month is a good amount if all bills, food & travel are covered0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
You've done really well with spends this month.
Fingers crossed for the payrise.Mortgage started 2020, aiming to clear 31/12/2029.1 -
I had haircut today cost has risen to £20, also i paid for garden bin collection cost has risen to £74. I filled in a form to claim last year's working from home allowance. I know i claimed something last year but am not sure if it was for last year or the year before. According to the website i hadn't claimed last year's and every little helps. I have been ill today so after haircut i spent the day in bed. I am starting to feel a bit better now.
No lessons written for next week, all i have done is 5 hours of marking almost every day.Aiming for a minimal spend 20221 -
Still a good price for a haircut.
The WAH refund does help, spend a bit and save the rest for a rainy day.
You need to slow down and listen to your body.Mortgage started 2020, aiming to clear 31/12/2029.1
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