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The Happiness Fund.
Comments
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Happy holidays SW 🥳 🎄 🤗0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
I have written my Christmas cards for posting. Just got to do neighbours & GP etc cards over the next few days. Hurrah to be home for 2 weeks. Sooooo glad to have made it.Aiming for a minimal spend 20223
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You've done well and can enjoy your much needed holidays 🍾Mortgage started 2020, aiming to clear 31/12/2029.3
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I am sooo v tired and going to do things slowly and carefully one at a time. So glad we are on hols. I have plenty of food for the next two weeks. Hurrah! Just got to get some chocs for drs etc today and post my cards.
I have spent so much money. I am now using my Christmas money. Payday in 12 days hurrah. No more real spending for me maybe a top up shop for bread and also taxi fare travelling to Andy's to the stations.Aiming for a minimal spend 20223 -
Happy holidays SW! Sounds like a good idea to get on with things slowly, you need this time to rest up a bit.2
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I am. I just posted my cards and collected my second hand toaster from social media and put it in the kitchen. Now i am going to get chocs for the drs's £16 spent etc.Aiming for a minimal spend 20221
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1 thing at a time like you say, use the time to rest but you sound like you are making really good progress.
Enjoy the break.Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming1 -
I was hoping i could visit friends and pass on their presents tomorow but main friend is ill bless her. Other than the tree i have not put any decorations up this year. Maybe i will do some tomorrow and a bit of marking maybe.Aiming for a minimal spend 20223
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Just take things easy SW. I have decided against trying to get in the loft and lift down xmas decs. I will be with DF next week so I will enjoy his tree instead. Sorry to hear that your friend is ill. Hope they get well soon. You can always give gifts later. Have a lovely Christmas x0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
Rest up today and see how you feel Monday, you've worked hard and need a break.Mortgage started 2020, aiming to clear 31/12/2029.2
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