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The Happiness Fund.

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Comments

  • Skint_yet_Again
    Skint_yet_Again Posts: 8,754 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Happy holidays SW 🥳 🎄 🤗 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,622 Forumite
    Part of the Furniture 10,000 Posts
    edited 18 December 2021 at 4:26PM
    I have written my Christmas cards for posting. Just got to do neighbours & GP etc cards over the next few days. Hurrah to be home for 2 weeks. Sooooo glad to have made it. 
    Aiming for a minimal spend 2022
  • MovingForwards
    MovingForwards Posts: 17,173 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    You've done well and can enjoy your much needed holidays 🍾
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingwannabe
    savingwannabe Posts: 16,622 Forumite
    Part of the Furniture 10,000 Posts
    edited 18 December 2021 at 8:39AM
    I am sooo v tired and going to do things slowly and carefully one at a time. So glad we are on hols. I have plenty of food for the next two weeks. Hurrah!  Just got to get some chocs for drs etc today and post my cards. 

    I have spent so much money. I am now using my Christmas money. Payday in 12 days hurrah. No more real spending for me maybe a top up shop for bread and also taxi fare travelling to Andy's to the stations. 
    Aiming for a minimal spend 2022
  • riotlady
    riotlady Posts: 442 Forumite
    Sixth Anniversary 100 Posts Name Dropper Photogenic
    Happy holidays SW! Sounds like a good idea to get on with things slowly, you need this time to rest up a bit. 
  • savingwannabe
    savingwannabe Posts: 16,622 Forumite
    Part of the Furniture 10,000 Posts
    edited 18 December 2021 at 4:26PM
    I am. I just posted my cards and collected my second hand toaster from social media and put it in the kitchen. Now i am going to get chocs for the drs's  £16 spent etc.
    Aiming for a minimal spend 2022
  • longway2go
    longway2go Posts: 1,006 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    1 thing at a time like you say, use the time to rest but you sound like you are making really good progress.

    Enjoy the break. 
    Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming
  • savingwannabe
    savingwannabe Posts: 16,622 Forumite
    Part of the Furniture 10,000 Posts
    edited 18 December 2021 at 7:25PM
    I was hoping i could visit friends and pass on their presents tomorow but main friend is ill bless her. Other than the tree i have not put any decorations up this year. Maybe i will do some tomorrow and a bit of marking maybe. 
    Aiming for a minimal spend 2022
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,754 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    edited 18 December 2021 at 10:30PM
    Just take things easy SW. I have decided against trying to get in the loft and lift down xmas decs. I will be with DF next week so I will enjoy his tree instead. Sorry to hear that your friend is ill. Hope they get well soon. You can always give gifts later. Have a lovely Christmas x
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • MovingForwards
    MovingForwards Posts: 17,173 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Rest up today and see how you feel Monday, you've worked hard and need a break.
    Mortgage started 2020, aiming to clear 31/12/2029.
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