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The Happiness Fund.
Comments
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Yes i am organised this year. It has all been done online I usually visit the shops but to avoid Covid it is all online. I think all my presents are bought now.
It is sooo chilly today.Aiming for a minimal spend 20222 -
You're nearly sorted out for Christmas, double check your list of names and see if there's anyone who hasn't got a gift yet.
It's 6° up here, but feels colder than when it was 0°.
Enjoy your chilli!Mortgage started 2020, aiming to clear 31/12/2029.2 -
Indeedy I will. OK i know this is daft but someone is selling a cheap lovely coat on fleabay i have put in a bid and will see in 2 days if i have been successful. I dont really need anything else.Aiming for a minimal spend 20222
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If you have £200 left in your Christmas fund and you have already bought all the presents maybe you could pay for the coat from what’s left and call it a Christmas present to yourself 😁0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
I think that is what I will do Skinty, I just hope it is not expensive. I have taken the morning off and will write lessons this afternoon. I am hoping i will be finished by 5. I refuse to do any more as exhausted.Aiming for a minimal spend 20222
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It was so cold on the way home today i bought fish and chips. I know it is naughty £7 spent. My bus pass was £22.50 too.Aiming for a minimal spend 20222
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That's not bad for fish and chips.Mortgage started 2020, aiming to clear 31/12/2029.2
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It's nice to have a little treat! Did you win the coat?2
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Yes, £25 pounds, i just hope it is warm. I am always ordering red coats and they are never as warm as they look!!! No more treats.Aiming for a minimal spend 20221
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Maybe you should go for warmth over style and looks? I look like k3nny in s0uth p-rk in my winter coat, but it keeps me warm as I got it from an outdoor shop a few years ago.Mortgage started 2020, aiming to clear 31/12/2029.1
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