We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

The Happiness Fund.

1401402404406407438

Comments

  • Mortgage free in 3 sounds good :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 350/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • savingwannabe
    savingwannabe Posts: 16,622 Forumite
    Part of the Furniture 10,000 Posts
    edited 31 December 2021 at 7:01PM
    All my marking is done, now  i can move some bits round in the store room which is tiny but full.

    My ordered perfume is actually ok, i will keep it as it is just for inside the house when i am in pjs. It's not quite what i wanted but still perfectly pleasant. I have been paid, no dd have gone out yet and i am going to be good this month. 

    I did a 5 minute tidy in the store room. I will do 5 mins daily. 

    I have ordered resources for work. (£4.50)
    Aiming for a minimal spend 2022
  • Enjoy the long weekend and plot your budget.
    Happy New Year!
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingwannabe
    savingwannabe Posts: 16,622 Forumite
    Part of the Furniture 10,000 Posts
    edited 1 January 2022 at 2:06PM
    I have been so lazy all i did today was clean the bathroom sinks - two!!! 
    Aiming for a minimal spend 2022
  • MovingForwards
    MovingForwards Posts: 17,173 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    You're not being lazy, you are tired and need to rest.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • It’s New Year’s Day you are allowed a rest SW! Hope you have been relaxing. Happy new year 🥳😘
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,622 Forumite
    Part of the Furniture 10,000 Posts
    Bless you sugars have been v low so nothing done. Im ok now. I have had hot cross buns for tea! Two days left to work. I tried to get to one of my storage bags with my jeans in it but i cant reach that far in the store room so i am leaving them there. 
    Aiming for a minimal spend 2022
  • savingwannabe
    savingwannabe Posts: 16,622 Forumite
    Part of the Furniture 10,000 Posts
    It is beautiful and bright this morning. I am hoping my perfume that was ordered in error will be resold today and i will get £15 which will be lovely. At the moment i feel rich as no dd have left my account! lol. 

    Two days left till i go back to work. I had better make sure some lessons are prepared. I do feel very rested. 
    Aiming for a minimal spend 2022
  • Good luck with your perfume sale SW 🤞 I’m glad you are feeling rested 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,622 Forumite
    Part of the Furniture 10,000 Posts
    Ive got to do some work but am sooo lazy. I have even cooked a beef mince and chucked some veg in so I meet my quota. My new year's resolution is to eat veg and to avoid wasteful spending. I am taking all items off watch on ebay and am only buying another pair of trousers for work as i only have one pair that fit. 
    Aiming for a minimal spend 2022
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.