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The Happiness Fund.
Comments
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It did, i am better but still need to work on it! lol. One of my ordered dresses wont be coming as there is a problem with it, so refund of £15 on way. Payday tomorrow so happy almost all my spare money is going on credit card bill which is huge, I have paid off £39 towards it! lol.
Jobs to do today:- empty files from kitchen to bin
- start planning new course
- jogging
- ring for garden bin
Aiming for a minimal spend 20221 -
It’s payday 🤗 sorry to hear about the dress but at least it’s good need that you are getting a refund.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
I'm quite chuffed as I'm sure it wouldn't have suited me. No money spent yet! So glad as most of next month's money is going on my credit card bill. The weather windy today so i stayed in and only jogged for an hour. I did some work though.
I am going to town tomorrow if the weather is ok and hope to get a bit of salad.Aiming for a minimal spend 20221 -
Jogged for an hour 😳 wow that’s great SW definitely beats my walking 😁 Hope you can get into town today.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
Hope you've favourable weather and did pop to town.Mortgage started 2020, aiming to clear 31/12/2029.1
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I did and the weather was great. I spent £20 on healthy fruit and food. Then tonight i tidied my messiest drawer out. Nothing else has been done. It was supposed to rain today but it has been lovely!!! Bizarre. I keep finding myself looking at rubbish on Fleabay and must stop as i think i will have £100 after the cc is paid off. I will see on Monday how much i have left.Aiming for a minimal spend 20221
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You don't need anything aside from food and are considering spending for the sake of it. In a few months you'll be financially straight again and can reassess everything.
Well done for organising, it's another thing off your list.Mortgage started 2020, aiming to clear 31/12/2029.1 -
STOP LOOKING AT FLEABAY !!
remember the MSE mantra ... do you need it?You can do it SW ☺️0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
I can as long as i am careful but today i had to visit friends today by train. Total cost was £40 on travel and food! I only see them once a year. They are so lovely and have given me lots of help with my new job preparation.
I will make up for it! Tomorrow i will start working about 4 hours every day on prep.Aiming for a minimal spend 20222 -
That's not a bad cost for travel and food. You'll soon have a better budget to stretch and make life easier.
Good luck with the prep.Mortgage started 2020, aiming to clear 31/12/2029.1
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