We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
The Happiness Fund.
Comments
-
Dresses sound nice much better in the hot weather than jeans. It’s great that you can pay off the credit card.❤️Mum 2018
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗
Retired at 55 & now living off the equity £10k a year
❤️Dad 2025
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
I realised my family have accidentally packed/moved one of my insulin pen's and I hadnt had it yesterday. It took me most of the day to recover today, I was v ill but getting better now by tomorrow i will be fine! No work done but i did wash 3 more lots of washing. By tomorrow morning i will be fine again.Aiming for a minimal spend 20222
-
Oh no sorry to hear that SW. Glad you are recovering ok.❤️Mum 2018
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗
Retired at 55 & now living off the equity £10k a year
❤️Dad 2025
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
Hope you're feeling a lot better today.Mortgage started 2020, aiming to clear 31/12/2029.1
-
Thank you ladies, yes hurrah my late insulin will be kicking in in about an hour. Im going to a meal with old work friends. So far i have done nothing!!! It is raining again.
I am broke i am spending on my credit card and may have to borrow from the building fund till my new salary kicks in still not quite sure how much i will get.Aiming for a minimal spend 20221 -
If you base your outgoings on your old jobs salary, when you receive the new salary a couple of tweaks is all that's required.
You're on holiday, it's not compulsory to rush around doing everything to the house and garden. Rest is a priority with a few 'ladies that lunch' outings.Mortgage started 2020, aiming to clear 31/12/2029.1 -
Thank you, Im not going to rush now. Most of my jobs are done i just need to start prep for work .
I have just returned from a meal out with old work friends (£30). I've charged it to my cc and will hope for the best to pay it off lol. I am living on my credit card this summer i think as i worked all last summer unpaid.
When my new salary comes at the end of Sept, I will try to save some of my increase and i will love to have more than £150 a month on food and fun.Aiming for a minimal spend 20221 -
I have a medical appointment on Wednesday and then i am working all day on next years prep. Appointment over. I will chill for a bit. Jog then do work.Aiming for a minimal spend 20222
-
Hope you will have more money for fun! You have been jogging?Well done! 🏃🏽♀️❤️Mum 2018
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗
Retired at 55 & now living off the equity £10k a year
❤️Dad 2025
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
Hope you're appointment went well and you are balancing work with relaxation.Mortgage started 2020, aiming to clear 31/12/2029.1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246.1K Work, Benefits & Business
- 602.2K Mortgages, Homes & Bills
- 177.8K Life & Family
- 260K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards
