📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Happiness Fund.

1365366368370371438

Comments

  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Lol it is 2pm and i am just about to start nothing done yet!!! Too hot. I have done washing instead.
    Aiming for a minimal spend 2022
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,460 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    It’s been too hot today SW, I hope you rested instead. You need to save something for your parents to do when they come to visit 😆
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 20 July 2021 at 8:40AM
    As you can see not a lot has been done. Plenty more for tomorrow. 

    • Plant some daisies -leave to ask advice from mum as to best place
    • Plant cornflowers-  leave to ask advice from mum as to best place
    • Trim borders of lawn and greenhouse
    • Clear debris from path
    • Clean kitchen sink
    • Vacuum again & Mop
    • Clean gas cooker
    • Wash windows
    • Clean bathrooms
    My contract has come from job, money is going up not sure by how much as i pay a lot for pension etc. Happy just getting ready for parental visit.
    Aiming for a minimal spend 2022
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,460 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    At least money is not going down SW! Hopefully you will be happier too in the new job which is priceless 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    I think my salary is going up by a few hundred a month but waiting to see in my contract which isn't ready yet!!! I spent £90xmas money on nice pressies today for mum and dad. £40 left in my account till the end of the month. I am not buying anything now till  payday. 
    Aiming for a minimal spend 2022
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    That will make a huge difference and be easier to get through each month.
    Hope you're all having a great time.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    We are all gardening and putting it to rights. My brother conditioned and varnished the swing seat and I might be painting fences this evening. 
    Aiming for a minimal spend 2022
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,460 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    It’s lovely that family are visiting and helping out 🤗 don’t overdo it though as the evenings are not much cooler than the days at the moment. Hope it cools down at the weekend. 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 22 July 2021 at 7:41PM
    I agree if my family wasnt here nothing would have been done as i would have just rested. They have done sooo much. My garden is 100 ft long all the bushes on the border on one side have been done, weeds have gone. We are shattered now. 
    Aiming for a minimal spend 2022
  • doingitanyway
    doingitanyway Posts: 10,061 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Great progress on the garden. That sounds like a huge garden!
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.