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The Happiness Fund.
Comments
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Lol it is 2pm and i am just about to start nothing done yet!!! Too hot. I have done washing instead.Aiming for a minimal spend 20222
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It’s been too hot today SW, I hope you rested instead. You need to save something for your parents to do when they come to visit 😆0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
As you can see not a lot has been done. Plenty more for tomorrow.
- Plant some daisies -leave to ask advice from mum as to best place
- Plant cornflowers- leave to ask advice from mum as to best place
- Trim borders of lawn and greenhouse
- Clear debris from path
- Clean kitchen sink
- Vacuum again & Mop
- Clean gas cooker
- Wash windows
- Clean bathrooms
Aiming for a minimal spend 20223 -
At least money is not going down SW! Hopefully you will be happier too in the new job which is priceless0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
I think my salary is going up by a few hundred a month but waiting to see in my contract which isn't ready yet!!! I spent £90xmas money on nice pressies today for mum and dad. £40 left in my account till the end of the month. I am not buying anything now till payday.Aiming for a minimal spend 20223
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That will make a huge difference and be easier to get through each month.
Hope you're all having a great time.Mortgage started 2020, aiming to clear 31/12/2029.1 -
We are all gardening and putting it to rights. My brother conditioned and varnished the swing seat and I might be painting fences this evening.Aiming for a minimal spend 20222
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It’s lovely that family are visiting and helping out 🤗 don’t overdo it though as the evenings are not much cooler than the days at the moment. Hope it cools down at the weekend.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
I agree if my family wasnt here nothing would have been done as i would have just rested. They have done sooo much. My garden is 100 ft long all the bushes on the border on one side have been done, weeds have gone. We are shattered now.Aiming for a minimal spend 20223
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Great progress on the garden. That sounds like a huge garden!If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720252
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