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The Happiness Fund.

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  • Hope you are ok SW now you are back at work ? 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Well done for getting through some of the ironing.
    Did you get your perfume?  
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 19 August 2020 at 9:53PM
    Thanks ladies, I think it really helped and i didnt even realise i needed it. Work was fine, I was tired when I arrived home. I am going to try to walk for an hour a day to see if that helps me lose weight. Some fab news, today was a NSD!!!! I'm taking a drink and sandwiches in tomorrow too. A lady is selling some hair dye on social media and I am buying it off her cheap tomorrow I hope that is all I shall spend. Fingers crossed. 
    Aiming for a minimal spend 2022
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Even 30 minutes walking will be a good start, plus you do housework and potter around the garden. It all adds up.
    Congratulations on the NSD!
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 21 August 2020 at 5:44PM
    Well I bought two lots of hair dye for a total of £4. I am so pleased as I used it last night. MF, i forgot to say i did treat myself to perfume (DKNY for only £22 including delivery) and that is my fun spending for the month. 

     I am back at work and busy but it is not too busy that will start in a few weeks. lol. I seem to be the only one not spending money at work and have had a whole week of NSDs. I hope I can keep it up. I was planning to treat myself tonight but the the freezer is playing up.  I am going to have to eat the contents this weekend in order to defrost it whilst lodger is away next week. 
    Aiming for a minimal spend 2022
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    That's a good price for hair dye and I'm glad you got your perfume.
    Hopefully the freezer is just being daft and will settle down, has the temperature dial go knocked. Remember, anything raw frozen can be cooked then frozen.

    I'm sure you will keep your focus with NSDs as you've seen you can do it 🤗
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Oh no how big is your freezer?😱 Imagining you eating your way through the contents of a huge chest freezer! 

    Glad you treated yourself to the perfume & hair dye is a necessity 😆
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 22 August 2020 at 1:46PM
    Hurrah for the weekend. I was exhausted after a week back at work and had the biggest lie in. After a rainy start it seems better now and windy which is perfect for drying laundry. Today's plan is to tidy my kitchen I might have to throw lots of food out as I don't think I can eat or cook it all. 

    I have just blown my no spend month. I just spent £27 on two things I wanted. I have saved about 150!!!! by buying from social media. There is no way I could have afforded to buy them from the shops on my current salary. Even better the person I am buying from has offered to deliver for free!!!  

    Aiming for a minimal spend 2022
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Would the neighbour take any of the food to save disposing of it?
    Bargain finds again, that helps to not lose sight of where you are going financially 🤗
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Hey SW Hope you have had a lovely relaxing weekend & your purchases were delivered 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
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