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The Happiness Fund.
Comments
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Bless you MF, I am packing only pyjamas and some walking clothes. After posting on Irene's thread I have decided to spend only on essentials this month as I have wasted plenty of money. I'm hoping the savings will bulk up my Christmas Fund which is pretty negligible right now. I have saved £250, made the usual OP on mortgage.Aiming for a minimal spend 20223
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SW I am so glad you are going to spend some time with your family where you can relax & be looked after. Have a wonderful time0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
Bless you, to be honest i am panicking I will have too much work to do when i get back, i am taking some with me and will try to have a break. I am finding insurance for the end of next month the lowest is £156! OMG.Aiming for a minimal spend 20222
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Is that home insurance ? What cover are you including ? Building & contents ? (accidental damage/ cover away from home etc ? ).0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
Hope you don't panic, SW, (I know what that's like...); awful taking work away with you, please make sure you have some relaxation too...
"...when you have eliminated the impossible, whatever remains however improbable, must be the truth..."
"Mastering a low budget lifestyle now, means you are set for life" quote by 'Miss Babs'
Dog's 'Pot o' Gold' = £23.85
Household maintenance = 0
Prolific Academic = £41.640 -
I will, I am only doing one of my subjects next week. I'm doing the minimum that I can. I painted the entrance to my garden today on one side, the weather is glorious and I will do the other side when I return. My parents arrived safely and we are leaving tomorrow. I am hoping to have two walks a day for a week and hope that I will lose some weight as I feel like a blob with not going out after lockdown.Aiming for a minimal spend 20223
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Hi 'Swan'
Aw, not a blob, 'svelte-like' remember! Have a great time.... "...when you have eliminated the impossible, whatever remains however improbable, must be the truth..."
"Mastering a low budget lifestyle now, means you are set for life" quote by 'Miss Babs'
Dog's 'Pot o' Gold' = £23.85
Household maintenance = 0
Prolific Academic = £41.641 -
Have you used comparison sites for your home insurance?
Have a wonderful holiday 🤗Mortgage started 2020, aiming to clear 31/12/2029.1 -
Hope you are having a great time and enjoying the change of scenery.Clearing the junk to travel light
Saving every single penny.
I will get my caravan1 -
Hello I got back yesterday and did plenty of gardening as I had been away for so long. lol. It was lovely to see people. I had forgotten how strange it is to be around others!!! Anyway we all had a great time. I started walking and realise that I love it!!! . On the positives though every time as I did walking it was free. I tried to buy gifts for parents and brother refused to let me and paid instead so I have come back with my spending money. We have had light rain today. Today I was a bit down as I realise I go back to work this week so I shall make the most of the next few days.Aiming for a minimal spend 20221
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