The Happiness Fund.
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Well done on making money out of your clutter SW :T
I am too lazy and stuffed all mine in a doorstep charity collection bag but at least it’s gone!0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
On Saturday I had a lazy day at home. My foot is less swollen and the bruising is calming down now but it still hurts so I am going to avoid going out. I stupidly put in a bid for a bag that I didn't need on fleabay luckily the seller didn't accept my offer. I must only buy essentials if I wish to have a No Spend Month.
I did some bargain shopping for £12 for two presents for next year on the internet.
Today it is bright and cheery outside, I am planning to mark and have a roast to cook.Aiming for a minimal spend 20220 -
Phew lucky about the fleabay seller refusing your offer SW !
Glad your foot is feeling better. Well done on bargain shopping :T0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
I know I am sooo grateful. I was up in the night from 2-4.30 so I slept in today and now I am going to do some marking and lesson planning. Most of it is done
I am making a roast and have just spent £1.37 on bread and bananas for tomorrow. I'm still finishing food in the fridge. I will get some other food this week.Aiming for a minimal spend 20220 -
Hurrah today was a NSD. It is raining like crazy outside. Still I suppose that is better than snow.
Tomorrow I will be at work unpaid doing admin, I am hoping to be home by the afternoon though.Aiming for a minimal spend 20220 -
Yay to NSD, boo to unpaid admin though! Is it only Monday night, someone tell me please that it's nearly Friday.......it's been a long day!0
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I worked all day from 9-5.45 at work unpaid. I had too as otherwise a student project would have failed. To reward myself I bought a drink and some crisps which made me feel :j:beer::j:beer: but really considering I am on a spending freeze I should have felt:eek::eek::eek:
OMG OMG my credit card bill for December-January is £11!!!! How amazing is that????Aiming for a minimal spend 20221 -
That's an amazingly low credit card bill SW well done :T
Little treats like crisps can be covered by your fun fund. Its the bigger treats like handbags that soon add up to big bills :rotfl:0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
Wow! I don't think I've ever only spent £11 on my credit card in a month........I do try and pay it off throughout the month so that the bill is quite small at the end and less of a shock, but some months are much tighter than others! That's brilliant going
I see your crisps and I raise you a packet of Jaffa cakes!!0 -
Hello my darlings, yes that's a good way to think about it Skinty. It is still only a small spend and on food. Kitty Jaffa cakes??? I can't trust myself with those. They are so moreish!
Oh yes this is the lowest credit card bill I have ever had in my life, my previous record was £60.
I did look again at bags on the internet and I have managed to talk myself out of them. I might have some extra savings at the end of the month if I keep going on like this.
I cannot believe how decluttered my house is now. I have some pictures to give to charity and the garage to sort in the spring but otherwise I am pretty well done.
I might start to revisit areas and see if there is anything else I can get rid of. It is such a nice feeling. The house is so easy and quick to clean now.Aiming for a minimal spend 20220
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