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The Happiness Fund.

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  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 22 December 2019 at 6:05PM
    First day of hols. I've washed and vacuumed and am roasting chicken legs.

    I have sold a picture on marketplace for £2 which is great as I would have just given it to charity. My other picture has one watcher on flea bay.

    A local department store is closing down and having a half price sale but to be honest I don't need anything. It's not worth travelling down.

    I might see if I can declutter my kitchen drawers. I could only chuck 4 things from my maybe drawer I am not sure whether I may need the other stuff.

    Plans for tomorrow:
    • [STRIKE]Do ironing [/STRIKE]
    • [STRIKE]Write 16 reports [/STRIKE]
    • [STRIKE]Post neighbours Christmas cards[/STRIKE]
    • [STRIKE]Sort out shoes in store room[/STRIKE]

    When I am bored I watch decluttering videos and I get ideas of things I can get rid of. The house is definitely looking emptier.

    I have spent most of the last two days in bed which is good as it means I am sleeping this cold off. The boys insist I visit them for Christmas but I don't want to infect them.
    Aiming for a minimal spend 2022
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 24 December 2019 at 1:32PM
    I spent most of the day in bed yesterday and was not good in the night. I am not feeling brilliant so the boys are coming to collect me. Merry Christmas Everyone.
    Aiming for a minimal spend 2022
  • Merry Christmas SW!
    "You won't bloom until you're planted" - Graffiti spotted in Newcastle.

    Always try to be nice, but never fail to be kind - Doctor Who

    Total mortgage overpayments 2017 - 2024 - £8945.62!
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 27 December 2019 at 7:51PM
    Merry Christmas VH. The boys kidnapped me and rescued me and now I am rested but still ill. If I am not better by Wednesday the dr will give me some extra medication but it may sort itself out as I am going through the change. OOOOH how exciting it all is. lol.

    I haven't been sale shopping or anything I had to stay in and J&hn L*wis,bless them, left it till 4pm then all the internet/phone went off and it took 2 hours to get it back on. OOOOH what a palaver. As a result, no work has been done today at all. Mind you, no money has been spent either. lol.

    Next year is going to be a low spend year for me I have decided. I will only buy food and essential things. Fingers crossed I will save loads and can put this towards retirement. I am also going to put £30 in my Christmas fund every month so I have more to spend at the end of the year.

    I received £125 from my new bank account and I am saving an extra £100 of this. So this month I have made an OP of £250 towards the mortgage. Hurrah. I am also paying off my credit card bill of £161 in full.

    I still have £25 cash and £50 in my account (summer job and rest of the bank incentive) which I may add to OP at the end of the month.
    Aiming for a minimal spend 2022
  • ginnyknit
    ginnyknit Posts: 3,718 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hope you are feeling better today. Sounds like you are organised for the new year, and I like the reward from the bank.
    Clearing the junk to travel light
    Saving every single penny.
    I will get my caravan
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 29 December 2019 at 7:59PM
    I am feeling much better my menopausal symptoms have calmed down now and I might be able to do more things. I have been resting as I am so anaemic but am also marking at home.

    Mum and dad are being amazing and doing lots of shopping for me so I am just staying warm inside and marking. So far I am on target. My Christmas decorations from fleabay came in the post earlier than expected and are hanging on the tree. I am v happy chilling at home.

    It is Sunday and I have done today's marking. Tomorrow I pick up a picture I bought at the start of the month. I hope to carry on with marking for the rest of the day. There is one week of my holiday left and I am feeling so much better.
    Aiming for a minimal spend 2022
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 31 December 2019 at 7:35AM
    So it is the end of 2019 this month I have saved £150 and made an OP of £150. (This is only because parents gave me £100 and I lived on that. lol).

    I had to spend extra money this month for the works Christmas party (£65 OMG in total) and also because I needed more for presents and I paid £30 for a train ticket I didn't use. Lessons learned from this are that I am saving more in my Christmas Fund next year. I wont be going to any more expensive Christmas do's as I will be meeting the nice people separately from now on I hope. I will only buy a ticket on the day I am travelling next year.

    Mum and dad have left me with lots of food in the fridge which is brilliant. I am looking forward to 2020.

    I may take down Christmas cards today and am still deciding about Henry.
    Aiming for a minimal spend 2022
  • Sorry to hear you have been ill over the holiday's but you have a great support system and it's good to know they have been taking great care of you.

    Want to wish you all the best for 2020.

    I will be back to cheer you on in the New Year.

    Dxxx
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 31 December 2019 at 8:16PM
    Thank you Dolly. Right in honour of the New Year I am taking today off. My friend and I are out gallivanting and I treated us to lunch for £12 which was a bargain for me and spent £4 on cards and wrapping for a friend's gift. I have only withdrawn £50 and will see how far it will go.

    So far I have vacuumed, dusted, washed sheets. Im going to tidy away my Christmas cards and chill. It is so nice to be rich, shame it only lasts till the DD's start!!! I have seen some sparkly coasters on social media for only £10. Im going to buy them.
    Aiming for a minimal spend 2022
  • Go on SW, treat yourself :D

    Glad you had a good Christmas with friends and family looking after you. Ready for a new year of saving AND enjoying life :)
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
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