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The Happiness Fund.

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Comments

  • It's finally the weekend :j

    Hurrah for lovely tree :xmastree:

    Roll on payday 1 more week to go :T
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 23 November 2019 at 7:17PM
    Hello everyone, my niece and her boyfriend arrived with a large bottle of Moet and Chandon yesterday and some rather lovely Belgian chocolates to celebrate my birthday early. I'm going to keep it till next week when my parents come!

    I bought some fishnchips to treat us all to a lovely evening meal last night. Today I have marked since 9am and am calling it a day! I have done two lots of washing and am using the machine to dry them. House has been vacuumed. I have been watching the impeachment trial in the US for weeks and am utterly fascinated by it all. Here we just cover everything up although we mock the US it really is a democracy at least their dirty washing is put out to be inspected. lol.

    I have £50 cash to my name and that includes London too. Yikes. There is some money in my bank account but that is for bills and for a v large credit card bill. Roll on payday I cannot wait.
    Aiming for a minimal spend 2022
  • Happy birthday for next week SW yum to fish & chips. How lovely of your niece, enjoy the champers & chocs :D:bdaycake:
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    I already ate the chocs.
    Aiming for a minimal spend 2022
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 24 November 2019 at 10:14PM
    This morning I tidied as one of my friends was coming out with me to look at Christmas decs. We ate and I also withdrew some money for cakes for our office. I spent £41 in total today but took it from the xmas fund. I basically ate a looooooot and wont need to eat tonight.

    I have done some marking. It didn't take long. Im going to chill now. The things in the Christmas displays were lovely but because I am a minimalist now I didn't buy anything. I am so proud of myself.

    I watched some decluttering videos on you tube and have just moved some pictures round upstairs. I do have some ironing I can do on my day off and plenty more marking although I will have to go in to work also.
    Aiming for a minimal spend 2022
  • You're being very strong about the decluttering, SW; well done on not buying any Christmas decs, they're hard to resist when they're so pretty and sparkly :)
  • Hey SW hope you are ok and had a good week ?
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 2 December 2019 at 7:23PM
    Hello Skinty it was manic as work had deadlines and my parents came and the boys and we went to Kew so I couldn't post. I went to Kew Gardens to see the lights at the weekend with the boys.

    My parents are visiting and have utterly spoiled me. The house is spotless and I managed to do lots of catch up marking too. Health has been good due to healthy cooking I am glad to say.

    Hurrah for payday. I have put £150 to overpayment, £750 to mortgage. My credit card bill is nearly £200. With juggling of my Christmas Fund I have £291 in my account left for fun/food/presents and £90 cash to my name.All the rest is going on bills my gas has gone up by loads.
    Aiming for a minimal spend 2022
  • Bet Kew was fab. I know what you mean about the gas bill. It's blooming freezing at the moment. I had a message from eon to drop my direct debit from £80 to £65 but I have left it at £80. If the rest of the winter is as cold or colder than this I would rather pay more monthly than not pay enough.
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 4 December 2019 at 8:09PM
    Work are offering an extra bit of work on my day off. I have applied let's see. I have ordered some pyjama bottoms as mine are falling apart. lol. Cost £15.50

    This weekend I might declutter my Christmas things, jewellery and lipstick and see if I can sell anything.

    Thinking ahead to next year I will try to sell some unwanted clothes and also some bags, canvases from my spare room. Hopefully some of it will make money.
    Aiming for a minimal spend 2022
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