📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Happiness Fund.

1240241243245246438

Comments

  • Skint_yet_Again
    Skint_yet_Again Posts: 8,533 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    edited 10 November 2019 at 11:14AM
    It is Remembrance Day - very humbling. We are so lucky to have an England that is free because of sacrifices made by others. God Bless those who gave their lives for us. We will not forget.

    Well said SW. Lest we forget ... Today we remember those who fought for our freedoms and those who continue to do so.
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 11 November 2019 at 9:02PM
    So good to be home. All is well. Today was a no spend day. I have the grand sum of £18 cash in my purse to last me till the end of the month (this is because I spent quite a lot getting the clocks repaired_ but there is a significant amount of £150 still in my bank account. I am going to see how far I can last without touching it.

    Tomorrow I have a blood test to go to (which will cost £10 in taxis). Then I will work at home. I am going to avoid spending for the rest of the month. I do have Kew to go to on the end of the month and will use some of the £150 for that.

    I did try to see if I could sell something on fleabay but I can't as I threw the box away. lol. Im chucking the item out tomorrow as I don't want it.

    I have decided after speaking to LL (who runs marathons as his hobby) and the boys that I will lose weight by walking every day even on my days off when I usually just sit at home.
    Aiming for a minimal spend 2022
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Yesterday was busy after my hospital visit I spent a lot I charged it to my card £30 on travel, fruit, lots of meat/fish whoopsies from Mr T's which should feed me till January, books and decoration from charity shop, kitchen bits etc.

    I also withdrew £40 as I have run out of money. lol. But that is only because I spent that much sorting out my clocks so I don't mind. I still have enough for Kew but I am not buying anything else except maybe fruit for the rest of the month.

    I then did lots of marking. However I am still feeling positive and my health is good.
    Aiming for a minimal spend 2022
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 14 November 2019 at 6:35PM
    Only one more day till the weekend. I spent £5.20 on cake and tea for a friend at work. She feels v down. We are both employed and are earning money but she has experienced a salary drop too. I am sure the dark nights have something to do with it as well. I am hoping to do catch up marking tomorrow.

    Apart from that all is well. lol. I have admin to do but I might leave it till tomorrow morning. V tired. lol.
    Aiming for a minimal spend 2022
  • What a lovely gesture SW I bet your friend really appreciated the tea & cake & most of all your support.

    Hope you manage to rest tonight. Almost the weekend :T
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    OMG Skinty the carloan is nearly over. Hurrah.

    I had a really important meeting and have been up since 5am getting prepared for it. It went swimmingly!!!!! I was so flipping happy I came home and did loads of horrid jobs that I have been putting off. Got my Sky refund, contacted my broadband supplier to find out what I am getting, then I logged onto my new bank account. I wrote all my lessons for Monday and now I have one giant work task to do which will take most of the weekend.

    Has anyone been watching Goldigger? I put it on in error on Tuesday and couldn't switch it off. Ignore the critics I thought it was marvellous. Im certain it wont end well but you don't know.....
    Aiming for a minimal spend 2022
  • I know, it's so close to being paid off :j I was tempted to pay it all on 1 December but don't want to have a miserable skint Christmas.

    Well done on your meeting, sky refund and bank transfer. When does your switch money payout ?

    Hope you are having a lovely weekend.
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 17 November 2019 at 9:23PM
    I was ill yesterday and today but even then I have done a fair bit of work. I stopped work today at 3pm and mopped, and dressed Henry. He looks hot in red. Imagine it, a tranny Christmas tree.:rotfl::rotfl::rotfl:

    One of my friends is taking me out tomorrow after work to a nice restaurant but if I am too tired I've asked if he would consider just have fishnchips takeaway at my place. He's not a boyfriend as I am an old maid. lol.
    Aiming for a minimal spend 2022
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    What a day. OMG so glad to be home. Tree is up lights are jingling only two days to go...…

    £2 spent today on diet coke. It really was a crazy day.:rotfl::rotfl:

    In total I spent £10 on food and shopping on my day off yesterday. Travel was free as I walked! :):j
    Aiming for a minimal spend 2022
  • Kittikins
    Kittikins Posts: 5,335 Forumite
    Part of the Furniture 1,000 Posts
    Mmmmm, diet Coke, my weakness, even after giving it up for Lent this year (and then very slowly going back on to it, as it didn't taste right for ages!)
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 600K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.