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The Happiness Fund.

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Comments

  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    It is payday. I have put £95 back that I borrowed from the xmas fund. Today I will buy some trick or treat sweets and withdraw my spending money for the month £90.
    Aiming for a minimal spend 2022
  • Same here and this has felt like the longest month ever!

    Dxxx
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 31 October 2019 at 8:38PM
    I did admin till 2pm then withdrew cash from shop £90 and bought sweeties (and crisps for myself)- total cost £5.00. My coffee table was collected by the buyer so I have a decluttered kitchen again. I am so happy.

    I am going to meet friends on Fri night and am planning to do lots of marking tomorrow. I will also visit the clock man to see if he can fix my clocks and what the price will be.
    Aiming for a minimal spend 2022
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Ive had two trips to town, my clocks have been repaired total cost including taxis as they are huge to carry - £35 which is a bargain. I also bought some snacks for £3. :beer::beer::beer:

    Im shattered and going to sleep. Im not marking at all and am waiting till Igo out tonight with friends.
    Aiming for a minimal spend 2022
  • Great news on the clocks SW ! Hope you have a great time tonight x
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    All the twoing and frowing from town today has totally exhausted me. I think its the anaemia so I have cancelled tonight from my side. I was so tired I have been asleep since 1pm.
    Aiming for a minimal spend 2022
  • take care of yourself sw
    Single woman doing it on my own... First house bought June 2021!
    Mortgage end date: 2041. Goal: Anything less!
    Mortgage currently paid off: 4%
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    There is a storm outside I wont be able to visit sick friend and to be honest Im still wiped out from yesterday so I shall maybe do some marking.

    Blood sugars are fine. I will eat healthily today and take it easy.
    Aiming for a minimal spend 2022
  • The weather is horrible here too. Stay in, stay warm & rest x
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 3 November 2019 at 6:21PM
    I wrote some lessons today then I rested. Im back to work tomorrow. Following payday there is an extra £20 in xmas fund, £510 of overpayments on mortgage and to savings (due to sales of furniture on fleabay), the usual mortgage payment also of £750 and I have repaid £95 into my xmas fund which I used to pay for my new table.

    Now that my clocks have been repaired (so happy) I have £50 till end of month. On a positive note though the house looks very decluttered and is much easier to keep clean.

    I have just paid for my train ticket to see the boys at xmas and will be going to Kew with them on the 30th. I might have to pay for this on my credit card but that's fine as I have hardly used it. I will have some travel costs and food costs and hopefully that's it. Fingers crossed.
    Aiming for a minimal spend 2022
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