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The Happiness Fund.

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Comments

  • I am sorry to hear you were upset by hearing something horrible about someone you know well, or thought you knew well!


    Try to rest and enjoy your weekend x
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 1 February 2020 at 8:04PM
    I always knew he had a dark side we didn't see.

    I went walking with a friend and had a meal which to be honest was a bit rubbish. (£28). I did a shop for snacks too £8.00. Ive given a £15 donation to charity via cc.

    I have £5 left till end of the week which is fine as I am not expecting to spend anything. I am taking tonight off.

    In total this month, I have spent £110 net cash (once my ebay earnings have been added in) of which £65 on food, going out, fun and transport and £45 was spent on eating out with friends and to be honest i didn't really enjoy the food so i am going to stop doing it in February but will have drinks instead. I have had 14 NSDs so far.

    I have put an extra £100 in my xmas fund and think i can put an extra £100 into savings at the end of the month.

    Today is Sunday and it has rained for most of the day. I have taken the entire weekend off and today was a NSD. Four days till payday I am proud of myself. I think I have restricted my spending by a hundred pounds this month.
    Aiming for a minimal spend 2022
  • Oh my, see sometimes our gut feeling are right.

    Well done on the savings!

    I really need to keep a track of my spends, defo doing that from February.
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    OK today I spent £0.90 on a chocolate bar as I was bored at work!!!

    3 days till payday. I think my money has gone up by £20 a month!!!
    Aiming for a minimal spend 2022
  • That's not too bad.

    That's good, anything extra helps.
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    I had a hospital appointment and my total spend today was £13.00 including taxi fare and a home d!cor book from the charity shop.

    I am v tired now as I had to drink pints of water before the scan and I get so tired from the anaemia.
    Aiming for a minimal spend 2022
  • ginnyknit
    ginnyknit Posts: 3,718 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I had to watch my Dd going through that with the scans for her 2 little ones - the scan technician doesnt seem to hurry while you can be in agony from all that water sloshing about. Hope all is well now and you are picking up a bit. Look after yourself and maybe a banana instead of the chocolate ;)
    Clearing the junk to travel light
    Saving every single penny.
    I will get my caravan
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 30 January 2020 at 11:03PM
    I hope DD is ok Ginny. My nurse and dr person were lovely so I felt v fortunate I just get tired v quickly as I am a bit of a wimp now. lol.

    Yesterday I spent £3 on collection for a friends leaving present. Today was a NSD.

    This month I have an extra £200 in my account leftover as I tried to minimise my spending. I will put £100 into savings and I put £100 in my Christmas fund.

    I will also save the usual £150 on payday. Everything else is chucked to the mortgage £750 + £500 (rent from LL).
    Aiming for a minimal spend 2022
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Hurrah it is payday my wages have gone up by £20 almost!!!! I am going to save the rise. Today was a NSD. I am going to try to have a NSM. We shall see.

    It is raining terribly outside. I am planning on staying in tomorrow in case my fancy new bag comes from facebay. Fingers crossed. I will do my marking to pass the time.

    All being well this weekend will be a cheap one. My parents are coming. I am sooooo happy it is the weekend and I have been paid. Hurrah, hurrah, hurrah.
    Aiming for a minimal spend 2022
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 2 February 2020 at 1:41PM
    My fancy bag has come. It is a bit smaller than I thought but v nice and I will still use it. It's nice to have a black bag to go out.

    Today is a NSD. I have done lots of marking. I am taking the rest of today off.

    I haven't been invited to one of my friend's significant parties. Dave Ramsay and the moneysaving bloggers do say that your friendships change during your moneysaving journey and this is an example. We have just grown apart. At my age you just move on. No regrets at all.
    Aiming for a minimal spend 2022
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