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The Happiness Fund.
Comments
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I spent £16 on internet security. Other than that Im being good.Aiming for a minimal spend 20220
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I have a badge from Badger. Thank you MSE Badger I am officially 9 years old in MSE years. :j:beer::money:
Well it might be my age or the blooming awful weather but I haven't spent any more money and plan to keep it like this till the weekend. Yay to extra savings.
I am becoming a hermit and will talk to the mothballs in my purse. lol. :rotfl::rotfl::rotfl: It is nice to save a bit extra which I can do hopefully this month as there is no council tax or water bill and I might get something back from Outfox the Market:eek::eek::eek:
Fingers crossed. Please let this last.:j:jAiming for a minimal spend 20220 -
You go girl! I'm still letting money flow through my fingers....but this weekend, over £200 of it was on getting one of my poor little kitties fixed up after he somehow got a deep cut on one of his back legs0
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Ooooh, happy MSE birthday!! I'll keep everything crossed for you that the no spend can continue a while yet
Speaking of no council tax or water bill, I've just done the complete opposite and changed our direct debits so that we pay every month rather than over ten months or every six months (I changed the council tax some time last year and the water bill this month). I'm *hoping* that means that as our outgoings are more consistent each month, our savings will also be more consistent!MFW2023 challenge #99: £1090.11 / £1,000 MFiT-T6 (Jan 2022 - Jan 2025) challenge #99: Reduce mortgage to £400,000. Current balance = £413,551.19 Initial MF date (23rd Aug 2022): Sep 2051 Current MF date: Jul 2051 Last updated: 15/06/20230 -
Oh to be 9 years old again *sigh
Would you do anything differently if you had your time over again ?
Hope you have got a whacking refund from OFTM
How is the no fleabay month going SW ?0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
Im dying Skinty.DYING. DYING. :eek::(:rotfl::rotfl::rotfl: It is so boring not being able to nip to town or on fleabay to do some browsing as I know this will lead to spending.
However I did blow £5 on my kids as I was inspected and they put on such an act for the inspectors and made me sound like a proper teacher!!!!:cool:I came in the next lesson armed with sweeties and we munched and studied as a reward. :rotfl::rotfl::rotfl:
I have little tasks to do this weekend for work and haven't done anything yet! The weather is so blustery I keep looking outside rather than working. I will have another cup of tea and will work after lunch.
Skinty, if I had my time over again I would just go for the jobs that paid the best and not spend so much so I could have retired by now. I would also have bought my house much earlier so I didn't have to pay a ridiculous mortgage! Overall though I am happy. I wouldn't have enjoyed my life and I have so no regrets.Aiming for a minimal spend 20220 -
I popped into work for two hours and got a big headache.
I bought crisps & ham on the way home to cheer up.
Still the days are getting brighter and it is nearly summer. Hurrah.Aiming for a minimal spend 20220 -
Loads of work has been dumped on my team. Guess which muggins has been stitched up with it????? Im drinking tea having an early night and will wake up at 4 to do it as too knackered to do any more right now.
Roll on the weekend.Aiming for a minimal spend 20220 -
Ok I worked so hard this week and have decided to treat myself to a bit of a Chinese. I spent only £5 but still feel I have had a reward! So far I have spent £30 on food and fun this month. That is it and we are half way through the month. Pretty good going I reckon.
I am taking tonight off and will aim to work all this weekend if my health allows it. Im just going to pretend I am 21 again.Aiming for a minimal spend 20220 -
Hope you are ok SW not overdoing it. I think it's awful that they have dumped all the extra work on you. :mad: Yay to Chinese you deserve a treat :j hope you had a good rest last night0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10
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