We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Happiness Fund.
Comments
-
Aw did you!
Think we will put ours up first week in December.
Mum wants to deep clean the house so I have a list of chores LOL
Dxxx0 -
I have been good and barely spent any money (as I have none left to spend:rotfl::rotfl:!!!)
I have a couple of late nights at work for the next two days and then it's the weekend and PAY DAY.
I have bought some presents for my nieces and also for one of my friends.
Christmas shopping- To do-
- Brother
- Lodger
- Mum & Dad
- One friend
Aiming for a minimal spend 20220 -
-
It always helps with the no spend days when you have no money
Do you have any ideas what you are getting the people on your list yet?
Dxxx0 -
I bought some great ponchos for the girls and friend from everything £5 and some great MAC make up and other make up bits.
Still deciding on brother and lodger and also will give cash to parents.
Payday tomorrow:j:beer::j:beer:Aiming for a minimal spend 20220 -
Merry payday! Those sound like great bargains0
-
Hurrah, mortgage overpayment made of £500! I have also got enough to pay off my credit card.
Today I could have had a Chinese meal but I bought crisps instead:o:o saving loads and having a treat at the same time. :j
Aiming for a minimal spend 20221 -
Well done on the mortgage overpayment SW and resisting a Chinese !0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
I was good yesterday but blew it today as I just had my takeaway meal!:o I am so full up. :rotfl::rotfl:
I didn't go to town as it was raining like crazy today. Instead I tidied up and chilled. So many people are spending lots for Christmas and many at work are going on holiday. I wish I had spare money for things like that. I keep wondering where I went wrong. I have worked hard I wish I didn't have a disability as I will never get more money at work because of this.
Roll on the spring I can't wait till the bulbs come up.Aiming for a minimal spend 20220 -
Just try to think SW that Christmas is about being with your lovely family and good friends
not the presents you buy and many of those going on holiday are doing it on credit so at least we are not getting into debt.
Living with a disability is hard isn't it, but we make the best of it we can. Remember Desiderata, enjoy your achievements, be cheerful and strive to be happy. You are a lovely, kind and generous person which money cannot buy x0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
Bless you Skinty. Thank you. I was a bit down yesterday but it's because I was ill. I am much better now although voice is rubbish lol.
Ive got to do a bit of washing then I can do some marking. Im going to play on the internet first though. lol.
I have done a little foodshop from corner shop £5.00 spent. Some of the Christmas decorations have been put up too.Aiming for a minimal spend 20220
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.6K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.9K Spending & Discounts
- 244.5K Work, Benefits & Business
- 599.8K Mortgages, Homes & Bills
- 177.2K Life & Family
- 258.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards