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The Happiness Fund.

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  • Its a shame you cant go to the fireworks SW but sounds like you've had a good week off
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Aw bummer about missing the fireworks.

    Dxxx
  • :( about the fireworks, but at least you've had a great outcome in terms of marking! Are there any other fireworks near you next weekend? We were also away this weekend so missed some of the fireworks, but I've got a couple of events marked in the calendar for next weekend instead!
    MFW2023 challenge #99: £1090.11 / £1,000 MFiT-T6 (Jan 2022 - Jan 2025) challenge #99: Reduce mortgage to £400,000. Current balance = £413,551.19 Initial MF date (23rd Aug 2022): Sep 2051 Current MF date: Jul 2051 Last updated: 15/06/2023
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    I am sorry I missed them but I managed to do loads of work so hopefully after this week work will be more manageable. I have pretty much worked every day this week (in my hols) hopefully it will pay off.

    I bought loads more bulbs for the garden total cost £54.00. I will be spending much time in it if the weather is like this summer so I want it to be gorgeous!

    Roll on payday.
    Aiming for a minimal spend 2022
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Hurrah the bulbs have arrived. I will plant them this weekend I hope. My garden will look superb in the spring. Muscari and a load of purple and white tulips and aliums.

    Im trying not to spend any money as I spent a lot last month.

    This weekend I have some prep to do and a bit of marking.

    I had to ask a friend who overstayed her welcome to leave (last week) as my lodger was getting really frustrated. She was v upset but always stays for too long and I am just too busy at work to look after her.

    Hey ho.
    Aiming for a minimal spend 2022
  • Sorry to hear about your friend SW, hope she is ok and it hasn't ended your friendship. It's obviously so lovely at your place staying with you she didn't want to go ? :D It's hard to leave if you normally live alone and are lonely too. I always struggle when I've been away and have to come home to real life again :p

    The bulbs sound lovely. Your garden will be glorious !!
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 3 November 2018 at 7:49PM
    Let's just say I am glad to have my bedroom back. I don't have to get dressed in a corridor anymore!

    I am going to be planting bulbs today. Quite a few of them. lol. 220 bulbs planted - lots of purple tulips and muscari bulbs. I have also ordered some black night tulips and some blue hyacinths. total spend £32.50. I also spent £17 on takeaway but that will feed me for days.

    I know I have been naughty. I'm going to be good.
    Aiming for a minimal spend 2022
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 8 November 2018 at 6:30PM
    I seem to have spent a tremendous amount on food at work so I will try to eat sandwiches tonight. There is going to be change at work I just hope I am ok. Wouldn't it be great if I could just wish the nasties away? I just have to remember that I am saving. Plus I have a great summer job so I don't have to think about the creeps just about the nice ones I work with and the money.

    lol.

    I owe £247 on my credit card. Not good I have gone a bit nuts buying things recently and am going to cut back as much as possible. I am forgetting that I should be concentrating on the long run rather than buying things now.
    Aiming for a minimal spend 2022
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 9 November 2018 at 7:51PM
    Thank goodness for Friday. I've been invited out this Sunday for a meal but don't know if I can afford it which is just as well as it will pour down with rain for most of the weekend. I always say I will stop having meals out and then I don't. Well now I can't afford to so I will stay in this weekend and tidy up.


    More bulbs have arrived and I have a plan for the pots at the front of the house. Everyone at work is booking lovely holidays for Christmas and I am just staying at home. Quite a few people are paying for house moves and I don't know how they can afford it with the job climate being so fragile.

    Only 3 weeks till the next payday. lol.
    Aiming for a minimal spend 2022
  • Its so easy to run up the credit card bill isn't it. Even though I had planned to spend on mine to spread the cost of larger items at 0% I still hate it ! People are probably booking their xmas hols on their credit cards ! Are your family coming for xmas ? Can you plan a meal for friends and get them to each bring part of the meal instead of xmas gifts ?


    I don't suppose you could get your friends on board with mse and go somewhere cheaper so you can afford to go out for meals too ?


    Have a good weekend x
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
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