Time to step up to the plate..

stepuptothepl8

payday :j :j

CC2 is cleared :T :T hurrah! CC3 is next.. (together with the windows CC, & then CC4) .. getting there slowly but surely.

Came home from work early yesterday with this cold, and I'm not going in today either. Shaky, nausea, temperature all over the place, it's not very pleasant.. going back to bed now I've got DD off to school.

hope everyone else is ok? x

abba1772

Sorry to hear your not well xx

But well done on clearing another credit card.......it certainly gives you a boost xx

I'm not too bad still awaiting response if we get a mortgage or not signed more papers last night so fingers crossed its all going in the right direction xx

DFB35

stepuptothepl8 wrote: »

payday :j :j

CC2 is cleared :T :T hurrah! CC3 is next.. (together with the windows CC, & then CC4) .. getting there slowly but surely.

Came home from work early yesterday with this cold, and I'm not going in today either. Shaky, nausea, temperature all over the place, it's not very pleasant.. going back to bed now I've got DD off to school.

hope everyone else is ok? x

Sad to her about the illness, but such fantastic news about the CC2!! Woohooo!! Well Done :j:beer::j:beer::j

stepuptothepl8

Not too much to report, I've made another OP to cc3, and one to the windows CC. We now own one of the windows outright! :rotfl:

Waiting for the payday from the holiday let before I do anymore OPs, although I'm itching to. I've been at church this morning, doing the Easter lily display, they are so beautiful to look at, but soooo smelly! And this afternoon I think I'm going to go for a wander around the garden centre once I've got the casserole for tea on the go. I need some seeds for the veggie patch.
DH is winding me up today.. He's talking about going abroad in August :eek: when he knows we can't afford it really, and we'd already provisionally made plans to go camping. I don't have that much holiday, and I certainly can't pay for us to go abroad in August. Silly man. Sigh.

stepuptothepl8

end of the month and time for scores etc!

Another OP made to CC3 :j and a payment to the HMRC savings account as well. Regular payments made to all the other debts - always over the minimum, which I know isn't strictly snowballing but it makes me feel better Altogether I'm at 47.6% total debt paid off!! happy happy happy :j :j :j

Plus it's been such a lovely spring day today.. and I've seen lambs, and puppies

abba1772

Not long til your half way through well done xx

moneyonmymindsam

Hi Step :-)
Your signature is looking good - well done !!

stepuptothepl8

11 days since I last posted! Payday.. And more OPs made. The sig below has been updated, and I'm now at just over 50% paid off! SO pleased!! DH irritating me again with his attitude, but then he hasn't had his LBM yet. All I can do is keep plodding on with my DFW journey, and hope he catches up.. X

stepuptothepl8

a new month, and another card paid off!! :T :T :T :T :T

So I'm at 52% paid off in total, which I'm very pleased about. Next target is the Bcard.. which currently has £445 of my debt and £4265 of window debt on it. I'm going to keep track of the window money separately, as in theory at least it's a joint debt. I have reconciled myself to the fact that there is no hope of any money from OH. It will be a lovely surprise if it happens but I can't see it. I'm not sure what the future holds for us; we went to a wedding at the w/e and seeing how happy they are really made me think about our relationship. I'm not happy, and haven't been for a while. Our daughter is so precious and I know she'd be devastated if we split, but is that a good reason to stay in a relationship that I know isn't really working? Once my debt is gone I could easily support DD and myself.. lots to think about. It'll be 2 years before I've cleared all of my debt, and the windows debt. So 2 years then.

Golightly72

Fantastic news on another card gone, you are doing amazing; your signature is looking great!

Sorry to hear that things aren't good with DH. Having that time to reflect on what you want while you pay down your debt is maybe a good thing? By the time you are debt free you should really know what you want, one way or another.